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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal is very secure and always ready to assist, he...

PayPal is very secure and always ready to assist, help and support Reviewed on: 12th May 2024

Nothing but grate.

Nothing but grate. Couldn't recommend enough Reviewed on: 12th May 2024

That was a fast and easy process for applying.

That was a fast and easy process for applying. Thank you Reviewed on: 12th May 2024

PayPal Credit easy to use & simple to manage 5*

PayPal credit has been great really simple to use and manage overall the years. Reviewed on: 12th May 2024

Perfect for everything

Never had a problem with this app quick easy and secure Reviewed on: 12th May 2024

Use PayPal all the time when it's accepted

Use PayPal all the time when it's accepted Reviewed on: 12th May 2024

Never had any problems, always straight forward.

Never had any problems, always straight forward. Does what it’s supposed to do. All transactions have been simple. Pay in 3 is a great little feature. The 4 months interest free feature on PayPal credit really help manage finance better and allows for that little bit extra time so you don’t have to pay any interest. Reviewed on: 12th May 2024

Very safe and convenient.

Very safe and convenient. I only trust PayPal. Because I can use PayPal for any transaction. Reviewed on: 12th May 2024

Convenient financing options

PayPal Credit offers a convenient financing option for online purchases, allowing users to spread payments over time. Its seamless integration with PayPal accounts and widespread acceptance make it a practical choice for those seeking flexibility in managing their finances. Reviewed on: 12th May 2024

Old School user since 2005

I have been a user of PayPal since 2005 and it has been my preferred payment method for online purchases since then and continues to be so today.The ease & simplicity of how it works, especially with the app, is pretty unrivalled in my opinion Reviewed on: 12th May 2024

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