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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146464)

Safe way to PayPal pay

5
I feel my payments are safe through PayPal I use PayPal where ever available. If iv had an issue with a seller PayPal always sorted it for me swiftly Reviewed on: 6th May 2026

Used paypal before I had chest hair.

5
Used paypal before I had chest hair. Reviewed on: 6th May 2026

Never had any problems with anything so entirely hap...

5
Never had any problems with anything so entirely happy with the service I’ve received Reviewed on: 6th May 2026

Fantastic Credit Option

5
Ive used PayPal credit on very few occasions, but fantastic offer with the interest free for set amount of months. Reviewed on: 6th May 2026

Paypal has always been great for my needs

5
Paypal has always been great.Good value for money and very flexible, which is really good Reviewed on: 6th May 2026

May years with no issue.

5
Have used PayPal for many years with no issue and their credit is fantastic as well as their pay in three. Reviewed on: 6th May 2026

Quick and convenient!

5
I used PayPal Credit all the time, it's quick and easy being right there at the online checkout on most sites saving me going to fetch my cards, I like having the option to use the flexible credit options like pay in three or just put it all on credit and pay it off a the end of the month. Reviewed on: 6th May 2026

extremely user friendly and good value

5
Always easy to navigate and the regular offers available are great!! Find them much more user friendly than any other provider. Reviewed on: 6th May 2026

Very good experience easy to use and helpful

5
Very good experience easy to use and helpful Reviewed on: 6th May 2026

A breeze to use and secure.

5
I use PayPal for all online pyts where possible. It gives me peace of mind. I especially like the interest free options. Reviewed on: 6th May 2026

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