Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Perfect for everything

Never had a problem with this app quick easy and secure Reviewed on: 12th May 2024

Use PayPal all the time when it's accepted

Use PayPal all the time when it's accepted Reviewed on: 12th May 2024

Never had any problems, always straight forward.

Never had any problems, always straight forward. Does what it’s supposed to do. All transactions have been simple. Pay in 3 is a great little feature. The 4 months interest free feature on PayPal credit really help manage finance better and allows for that little bit extra time so you don’t have to pay any interest. Reviewed on: 12th May 2024

Very safe and convenient.

Very safe and convenient. I only trust PayPal. Because I can use PayPal for any transaction. Reviewed on: 12th May 2024

Convenient financing options

PayPal Credit offers a convenient financing option for online purchases, allowing users to spread payments over time. Its seamless integration with PayPal accounts and widespread acceptance make it a practical choice for those seeking flexibility in managing their finances. Reviewed on: 12th May 2024

Old School user since 2005

I have been a user of PayPal since 2005 and it has been my preferred payment method for online purchases since then and continues to be so today.The ease & simplicity of how it works, especially with the app, is pretty unrivalled in my opinion Reviewed on: 12th May 2024

Excellent experience with paypal as always

Excellent experience with paypal as always Reviewed on: 12th May 2024

Highly recommended for emergency use

Pay pal credit help me so much with the easy payment option highly recommended Reviewed on: 12th May 2024

Great product allowing me to spread the cost of my h...

Great product allowing me to spread the cost of my holidays! Reviewed on: 12th May 2024

Best credit

I am using PayPal since long and I am very satisfied Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Clubcard credit cards
from Tesco Bank 3.96 from 321 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub