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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146443 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146443)

smart finance provider

I love Paypal as a smart finance provider because it gives option of upto 36 months installment plans. Reviewed on: 6th May 2026

Easy to used and good rates.

Easy to used and good rates. Can use on most purchase to break down costs. PayPal provides extra security when making purchases online. Reviewed on: 6th May 2026

PayPal Credit is very helpful and easy to use.

PayPal Credit is very helpful and easy to use. The account enables you to keep up to date with what is spent and how much is available to use. Very clear details of payment due and the date due.. This account makes credit very straightforward and easy to keep control of. Reviewed on: 6th May 2026

Always really simple and easy to use.

Always really simple and easy to use. I really enjoy using PayPal in 3 as it helps me being able to afford more things like travel when I can pay over 3 months interest free. I use this a lot. Reviewed on: 6th May 2026

PayPal is Excellent

PayPal has always been prompt in answering any queries I had and always provided a great solution. Never had an issue! Reviewed on: 6th May 2026

Paypal review

Easy to use and understand bought stuff I probably wouldn't be able to afford without PayPal Reviewed on: 6th May 2026

PayPal has helped me and my family massively,...

PayPal credit has helped me and my family massively, especially due to the rise of the cost of living. Reviewed on: 6th May 2026

Been using for many years theyve never failed me

Been using for many years theyve never failed me Reviewed on: 6th May 2026

It's fantastic, great fast service.

It's fantastic, great fast service. Reviewed on: 6th May 2026

great way to split the cost over time

Paypal Credit is a great way to split the cost of your big purchases over time and Ive found the monthly charge manageable too Reviewed on: 6th May 2026

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