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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Good service

Good service, easy to use and can connect other accounts to your PayPal. Everything is in the same place and you have the choice at checkouts to use your card or your credit. Reviewed on: 12th May 2024

I use it from time to time.

I use it from time to time. It’s really good and allows me to buy essentials Reviewed on: 12th May 2024

It’s always Safe, very flexible, easy and fast to us...

It’s always Safe, very flexible, easy and fast to use via the app. Never any dramas makes online purchases a breeze Reviewed on: 12th May 2024

All good, no bad experience so far

All good, no bad experience so far Reviewed on: 12th May 2024

PayPal is great value

PayPal in 3 is great, it allows you to pay for unexpected things right now. I've used it for last minute flights and a holiday. I also sell handmade goods and it's so easy for purchases to be paid for. Then I can spend the balance or save it for something else. So easy, all you have to do is let the purchaser know your email address. Reviewed on: 12th May 2024

4 months interest free is amazing

The 4 months interest free has helped me with saving and paying for things without costing extra. The reminders of payments being due and the ability to set up automatic payments mean that I never incurred any interest charges. Reviewed on: 12th May 2024

PayPal is very secure and always ready to assist, he...

PayPal is very secure and always ready to assist, help and support Reviewed on: 12th May 2024

Nothing but grate.

Nothing but grate. Couldn't recommend enough Reviewed on: 12th May 2024

That was a fast and easy process for applying.

That was a fast and easy process for applying. Thank you Reviewed on: 12th May 2024

PayPal Credit easy to use & simple to manage 5*

PayPal credit has been great really simple to use and manage overall the years. Reviewed on: 12th May 2024

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