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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

So far the experience has been good and great

So far the experience has been good and great Reviewed on: 10th June 2026

Brilliant interest free options and flexibility

Brilliant interest free options and the facility for reasonable credit for the larger items. The App is brilliant and very easy to use. More and more places are using PayPal and I love the security aspect. Reviewed on: 10th June 2026

I have been a satisfied Paypal customer for 25 years!

I have been a satisfied Paypal customer for 25 years! Reviewed on: 10th June 2026

I’ve always had a positive experience

I’ve always had a positive experience Reviewed on: 10th June 2026

Easy to use good low interest

Easy to use good low interest good customer care overall excellent Reviewed on: 10th June 2026

Have used PayPal for years

Have used PayPal for years and never had any issues. I know any payments I make are safe and secure. Reviewed on: 10th June 2026

Been a PayPal user over 10 years, never got disappoi...

Been a PayPal user over 10 years, never got disappointed, outstanding Reviewed on: 10th June 2026

Amazing service, quick and easy to use

Amazing service, quick and easy to use Reviewed on: 10th June 2026

Great Service

Great service, the only payment I use for complete reassurance and safety. Reviewed on: 10th June 2026

Paypals excellent service

I have used PayPal for many years and found them to be very handy and easy to use. One the few occasions i have had a problem the customer service has always been exceptional,i would highly recommend them Reviewed on: 10th June 2026

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