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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49640 reviews)

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4.91

Based on 49,640 reviews, last reviewed 31st May 2025

1736300% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great to have PayPal in my wallet. PayPal has become my best friend when it comes to my personal finances helping me to manage my expenditure and keep within my budget. They kindly gave... Read more Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49640)

Excellent

Love paypal credit and the support and security you get from using PayPal Reviewed on: 13th August 2022

Brilliant for those larger expenses to spread the cost

I love my paypal credit mostly due to the options of haveing the cost spread over 3 months interest free for those unexpected large purchases Reviewed on: 13th August 2022

Helped me out

I have used it to spread the cost of purchases for essential items. Reviewed on: 13th August 2022

Much prefer PayPal when shopping Online

When shopping Online, I actively seek websites that allow payment using PayPal or PayPal Credit, because of Security and Ease of Use. Prefer to use PayPal Credit to spread costs, whenever practicable. It’s so easy to Schedule Payments when I want to, rather than having to set up a Direct Debit. I actively encourage the websites I use most often to provide payment via PayPal. DarkWoods Coffee acted upon this, to my extreme pleasure. Reviewed on: 13th August 2022

Stops you getting into debt!

PayPal Credit is an excellent idea!! I can purchase things spreading cost interest free. Before PayPal credit, I would put things on a credit card but end up not paying them in full & got into debt incurring interest. I can now budget and remain debt free by using PayPal credit. It’s easy to understand and monitor too. Excellent service. Reviewed on: 13th August 2022

Easy and handy

Handy to have, easy to apply for with no stress. Repayments are also very easy Reviewed on: 13th August 2022

PayPal Credit is easy to use.

If you need a little time to pay, PayPal Credit is ideal. Pay the minimum amount, or pay your total off gradually as you can afford it, it is easy and up to you! Reviewed on: 13th August 2022

Comes in handy often enough.

Due to its minimum £99 pound spending to use, means its not getting used all the time but comes in ckutch when you need tk bjy something slightly expensive before your paycheck comes through. Reviewed on: 13th August 2022

Excellent Service and value for money PayPal

Never ever had a problem with PayPal and PayPal Credit is a brilliant way to spread to spread the cost a little with four months of interest-free credit. Reviewed on: 13th August 2022

Excellent Service

Hassle free. Easy to use. Easy to track and stay upto date. Reviewed on: 13th August 2022

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