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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146429 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146429)

PayPal is Excellent

PayPal has always been prompt in answering any queries I had and always provided a great solution. Never had an issue! Reviewed on: 6th May 2026

Paypal review

Easy to use and understand bought stuff I probably wouldn't be able to afford without PayPal Reviewed on: 6th May 2026

PayPal has helped me and my family massively,...

PayPal credit has helped me and my family massively, especially due to the rise of the cost of living. Reviewed on: 6th May 2026

Been using for many years theyve never failed me

Been using for many years theyve never failed me Reviewed on: 6th May 2026

It's fantastic, great fast service.

It's fantastic, great fast service. Reviewed on: 6th May 2026

great way to split the cost over time

Paypal Credit is a great way to split the cost of your big purchases over time and Ive found the monthly charge manageable too Reviewed on: 6th May 2026

I was not protected with a big purchase I made and c...

I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and will only use a credit card for big purchase again NEVER PAYPAL. Reviewed on: 6th May 2026

PayPal-Making life and transactions easier

Paying by PayPal is very easy , convenient and makes shopping so much easier . The options of paying in full , pay in three and PayPal credit make life much easier when sometimes you may be financially stretched until payday . Well done PayPal . Reviewed on: 6th May 2026

I have always found Pay Pal credit to be a very effi...

I have always found Pay Pal credit to be a very efficient service.Any queries I had we’re sorted out in a timely and efficient manner. Reviewed on: 6th May 2026

I find it a safe, very convenient way to shop.

I find it a safe, very convenient way to shop. Reviewed on: 6th May 2026

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