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PayPal: PayPal Credit reviews

4.91
Based on 49,719 reviews, last reviewed 31st May 2025
1743300% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always reliable Always a really good service, reliable and quick. Never had any problems with any transfers Reviewed on: 31st May 2025
Jacob R's avatar
Jacob R

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (49719)

A fair secure way to purchase

5
After dealing with PayPal customer service and knowing they have my back every purchase I will use PayPal credit for all transactions going forward. Reviewed on: 14th August 2022

Good rate

5
I very happy with paypal credit,small comision Reviewed on: 14th August 2022

Paypal Credit

5
Best thing to use to spread cost of larger items over 4 months and still have the protection if things go wrong. This comes in very handy when needing to purchase and keep within budget! Reviewed on: 14th August 2022

Really easy to use

5
PayPal is convenient and very easy to use Reviewed on: 14th August 2022

Super easy to use

5
Super easy to use. Never had any issues Reviewed on: 14th August 2022

Customer friendly credit

5
Easy to use and payment options to spread cost are most welcome as are payment reminders! Reviewed on: 14th August 2022

Practical

5
Very good and useful option to have with PayPal for purchases, it's excellent and helps a lot! Reviewed on: 14th August 2022

Best service

5
Always good service, always correct answer to any questions Reviewed on: 14th August 2022

GREAT, EASY, FAST

5
PayPal credit is great. Really simple to apply and be approved, no fuss. Excellent service, a great opportunity for people to spread the cost with low interest or no instrest on certain purchases. Great system. Thanks paypal Reviewed on: 14th August 2022

Credit Card

4
A good credit card provider. Four Months without interest. Reviewed on: 14th August 2022

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