Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

I'm very happy to use PayPal and PayPal credit

I'm very happy to use PayPal and PayPal credit Reviewed on: 12th May 2024

Very helpful when you need to make a oaument and are...

Very helpful when you need to make a oaument and are a little shirt of cash Reviewed on: 12th May 2024

I absolutely love PayPal credit which provides me wi...

I absolutely love PayPal credit which provides me with flexibility and security. Customer service is excellent also Reviewed on: 12th May 2024

great platform

Great platform - there is an offer of 4 months interest free on purchases over £100 which is incredible and doesn’t seem to be mirrored by any other credit brokers! This has helped massively with some of my bigger purchases. Reviewed on: 12th May 2024

I use pay pal because it's a safe way to pay for ite...

I use pay pal because it's a safe way to pay for items . And if there's a problem pay pal are quick with dealing with it . They get to the bottom of things and sort it out for you . Reviewed on: 12th May 2024

Handy, always there.

Handy, always there. No hidden fees and also more options when you spend more. Reviewed on: 12th May 2024

better than expected

the customer service delay is an issue as sometimes the payment method and procedure seems complicated but once an agent is able to help it is solved. Reviewed on: 12th May 2024

I've not really had any bad experiences whilst usin...

I've not really had any bad experiences whilst using PayPal credit. Reviewed on: 12th May 2024

Very easy to open and excellent app.

Very easy to open and excellent app. Plus easy to setup payments Reviewed on: 12th May 2024

Quick and efficiant process, ita certainly helped us...

Quick and efficiant process, ita certainly helped us out during these unforgiven times of high energy bills Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.40 from 2 reviews
Classic Credit Card
from Capital One 4.05 from 284 reviews
Purchase credit cards
from MBNA 2.80 from 196 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub