Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50809)

Always there as a safety net when purchasing.

Always there as a safety net when purchasing. I was helped in the past when I made a purchase from a very adapt website where I made purchases from fraudsters, I got my money returned thanks to PayPal. Reviewed on: 12th May 2024

Great experience of using pay pal credit

Great experience of using pay pal credit Reviewed on: 12th May 2024

Helpful staff, user friendly website, expanded range...

Helpful staff, user friendly website, expanded range of services, customer referral rewards Reviewed on: 12th May 2024

PayPal is do easy to use.

Easy safe way of shopping and paying friends. Love being able to check out transactions on the app and make payments, very easy. All the stress of banking is taken away. I would highly recommend PayPal for everyone to have in their life. Reviewed on: 12th May 2024

I'm very happy to use PayPal and PayPal credit

I'm very happy to use PayPal and PayPal credit Reviewed on: 12th May 2024

Very helpful when you need to make a oaument and are...

Very helpful when you need to make a oaument and are a little shirt of cash Reviewed on: 12th May 2024

I absolutely love PayPal credit which provides me wi...

I absolutely love PayPal credit which provides me with flexibility and security. Customer service is excellent also Reviewed on: 12th May 2024

great platform

Great platform - there is an offer of 4 months interest free on purchases over £100 which is incredible and doesn’t seem to be mirrored by any other credit brokers! This has helped massively with some of my bigger purchases. Reviewed on: 12th May 2024

I use pay pal because it's a safe way to pay for ite...

I use pay pal because it's a safe way to pay for items . And if there's a problem pay pal are quick with dealing with it . They get to the bottom of things and sort it out for you . Reviewed on: 12th May 2024

Handy, always there.

Handy, always there. No hidden fees and also more options when you spend more. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub