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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great company, easy to use, can't complain

Great company, easy to use, can't complain Reviewed on: 10th June 2026

Not applicable don't not need one

Not applicable . Nothing more to write. Reviewed on: 10th June 2026

Indeed a friend when in need

easy to use . Clear and concise useful. friend in my pocket , Reviewed on: 10th June 2026

I have used Paypal for years now and always will!

I have used Paypal for years now and never experienced an issue with their website or app. They are an efficient and secure method of payment that provides peace of mind and ease of use. Reviewed on: 10th June 2026

They have proven their worth

They have proven their worth with me allowing payment when I requested Reviewed on: 10th June 2026

Helpful and reliable!

Helpful and reliable! I enjoy using the PayPal for the many ways payments can be done, it is reliable and secure . Reviewed on: 10th June 2026

Paypal Credit has been a great way for me to manage...

Paypal Credit has been a great way for me to manage large purchases and spread the cost of them in a flexible way. Pay in 3 or several monthly payment options without the need for constant credit checks is a huge benefit. Reviewed on: 10th June 2026

I regularly use PayPal credit to pay for unexpected...

I regularly use PayPal credit to pay for unexpected or larger purchases. There are other options like klarna, credit card, etc. But I only use PayPal as its quick and efficient to be approved, and its really easy to keep on top of how much is outstanding, dates to pay by. Changing your payments etc. Just very user friendly. Reviewed on: 10th June 2026

Most shops have PayPal as a payment option, so it’s...

Most shops have PayPal as a payment option, so it’s pretty accessible and easy to use. Reviewed on: 10th June 2026

Fantastic company - Paypal make the world so much be...

Fantastic company - Paypal make the world so much better easier Reviewed on: 10th June 2026

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