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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal is fantastic easy to use!

PayPal is fantastic easy to use! Easy to to transfers and use for shopping Reviewed on: 12th May 2024

Very good customer service app very easy to use feel...

Very good customer service app very easy to use feels very secure lots of places where it can be used pay in 4 an excellent product Reviewed on: 12th May 2024

I have been a paypal customer for many years, if I h...

I have been a paypal customer for many years, if I have to deal with customer service the teams are very professional, knowledgeable and can always resolve any issues. The pay in 3 option helps me to manage my money with the option to pay in 3 instalments which gives me the ability to treat myself. Which helps lead a better quality of life. It has the highest security and helps stay secure online, giving me 100% back up on all purchases. Reviewed on: 12th May 2024

Easy usage, friendly user and plenty of options avai...

Easy usage, friendly user and plenty of options available Reviewed on: 12th May 2024

My favourite way to pay for peace of mind

When I pay with PayPal I am secure in the knowledge that PayPal have my back, if I have a problem with an item or seller they are there to resolve any issues, because of this I choose to use PayPal always where possible. Reviewed on: 12th May 2024

Found it convenient and easy to use

Found it convenient and easy to use Reviewed on: 12th May 2024

Always there as a safety net when purchasing.

Always there as a safety net when purchasing. I was helped in the past when I made a purchase from a very adapt website where I made purchases from fraudsters, I got my money returned thanks to PayPal. Reviewed on: 12th May 2024

Great experience of using pay pal credit

Great experience of using pay pal credit Reviewed on: 12th May 2024

Helpful staff, user friendly website, expanded range...

Helpful staff, user friendly website, expanded range of services, customer referral rewards Reviewed on: 12th May 2024

PayPal is do easy to use.

Easy safe way of shopping and paying friends. Love being able to check out transactions on the app and make payments, very easy. All the stress of banking is taken away. I would highly recommend PayPal for everyone to have in their life. Reviewed on: 12th May 2024

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