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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have used Paypal for several years, for both every...

I have used Paypal for several years, for both everyday online purchases and money transfers to friends and family. I chose them for the simplicity of the service and stayed with them because of the security. Reviewed on: 10th June 2026

I love love love paypal i jsut hope they give me mor...

I love love love paypal i jsut hope they give me more credit and i just hoep they keep getting better Reviewed on: 10th June 2026

Never had a problem and always resolve any queries q...

Never had a problem and always resolve any queries quickly. Reviewed on: 10th June 2026

I’ve used PayPal extensively for secure online trans...

I’ve used PayPal extensively for secure online transactions and dispute resolution, giving me a clear understanding of buyer protection, fraud prevention, and smooth digital payments.” Reviewed on: 10th June 2026

Seamless experience generally.

Seamless experience generally. No had any issues Reviewed on: 10th June 2026

Always loved using PayPal

Always loved using PayPal because I know it's secure Reviewed on: 10th June 2026

Very easy to apply and to use the app.

Very easy to apply and to use the app. Reviewed on: 10th June 2026

PayPal Credit has been a godsend.

PayPal Credit has been a godsend. It provides my family with that little bit of a financial cushion and allows us to organise our priorities month to month. Reviewed on: 10th June 2026

Good rate and excellent customer service

Good rate and excellent customer service Reviewed on: 10th June 2026

Spectacular

Always helped when needed, and always got the right outcome Reviewed on: 10th June 2026

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