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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146404)

Great company

Easy and great app to use, quick and efficient customer services Reviewed on: 6th May 2026

Excellent service quick and prompt on the phone

Excellent service quick and prompt on the phone Reviewed on: 6th May 2026

Always great.

Always great. Fantastic way to pay for items and helps you pay over time instead of in one big transaction Reviewed on: 6th May 2026

Fantastic company

I have been using PayPal for years now I’ve never had any issues. Really easy app to use great advice when needed. Reviewed on: 6th May 2026

A safe, reliable and cost effective service.

A safe, reliable and cost effective service. No fuss, easy to apply and offers a helpful way to cost effectively spread payments over a few months. Excellent! Reviewed on: 6th May 2026

Enjoying Paypal service every day

Enjoying Paypal service every day Reviewed on: 6th May 2026

When purchasing items online, I use paaypal to pay i...

When purchasing items online, I use paaypal to pay in 3, it is very simple to use. When you have disputes PayPal act as mediation which I find very helpful. Reviewed on: 6th May 2026

Reliable, trustworthy system that is accountable and...

Reliable, trustworthy system that is accountable and works every time. Reviewed on: 6th May 2026

Paypal credit is excellent 3 months keeps me fro...

Paypal credit is excellent and 3 months interest free keeps me from over spending Reviewed on: 6th May 2026

Great App

If you make your payments on time, it’s a great tool to always have a back up. It’s simple to use and everything is nicely built to be easy. The points plan is great and is worth to look at. Overall is a great app. Reviewed on: 6th May 2026

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