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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49037 reviews)

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4.91

Based on 49,037 reviews, last reviewed 29th May 2025

1680100% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Satisfied customer Satisfied with your helpfull response on occasions when required Reviewed on: 29th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49037)

Best to use

Provide a very fast and easy services Reviewed on: 9th July 2022

I love paypal

Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022

Love Pay In 3

I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022

Eases the Burdon when you purchase large items.

PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022

Pay pal credit is easy to use

Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022

Credit

Very easy to use & I love pay pal credit for my difficult times .thanks a lot Reviewed on: 9th July 2022

So useful and reasonable interest rates

When money is short PayPal has been a god send whether it's Pay in 3 interest free or larger items over 12 months. It charges half the interest that credit card companies charge. I highly recommend PayPal. Reviewed on: 9th July 2022

Great service

Amazing service every time you need PayPal they will help you Reviewed on: 9th July 2022

Absolutely wonderful

Good services and low interest. Since I have been using PayPal credit I have no regrets. Reviewed on: 9th July 2022

PayPal

PayPal Credit has been amazing for me. The reasonable and sustainable interest rates have meant that I can purchase the things that bring me enjoyment in life without worrying about being in debt. I've booked holidays and gotten presents for friends and family without a worry! Prior to Pay Pal Credit, I was very afraid of ever using credit after hearing about so many bad experiences! Reviewed on: 9th July 2022

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