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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,084 reviews, last reviewed 27th Apr 2026
1674200% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Spread the costs and get a reward I like the possibility to spread the costs and gain points Reviewed on: 27th April 2026
Max Manganello's avatar
Max Manganello

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87084)

Afeefah pirzada

5
Very good experience with PayPal Reviewed on: 26th May 2025
Afeefah pirzada 's avatar
Afeefah pirzada

Great choices of payment

5
I use PayPal to purchase items and it’s excellent value to be able to choose how to buy goids Reviewed on: 26th May 2025
Sue Parkie's avatar
Sue Parkie

Paypal credit is a good service, however during , my...

2
Paypal credit is a good service, however during , my time using at the start I found a lot of regular payments that went out of my bank account via pay pal for subscriptions all of a sudden started to go via Pay pal credit, as it auto defaulted to using it rather than taking money out of my account. This caused debt I never intended to get into, and while I did pay it off I had to manually go through and deactivate all of these auto payments via paypal. I at first said I would never use the service again. However after some time, I found it a quick and easy way to use credit. It is easy to keep on top of your credit and make payments to pay it off. I Would recommend it, however I would be very careful when using it. Reviewed on: 26th May 2025
Callum W's avatar
Callum W

PayPal perfection

5
Easiest way to pay for your online goods safely. Very quick, hassle free. I recommend anyone to have a PayPal account. Reviewed on: 26th May 2025
Amanda 's avatar
Amanda

Paypal credit allows me to buy bigger purchases and...

5
Paypal credit allows me to buy bigger purchases and pay for them over 4 months. Fantastic help. Reviewed on: 26th May 2025
Samantha C's avatar
Samantha C

Always try and use pal pay whenever possible cus it'...

5
Always try and use pal pay whenever possible cus it's easy and excellent if there is a problem Reviewed on: 26th May 2025
Susan G's avatar
Susan G

Many different choices to pay no percent finance gre...

5
Many different choices to pay no percent finance great deal if you want to pay off with no extra interest Reviewed on: 26th May 2025
Steve Sparky's avatar
Steve Sparky

I am a satisfied customer.

5
I am a satisfied customer. When I needed you are always there .I like the options that I have to do the payments .When I had a problem I received my money back. Reviewed on: 26th May 2025
Cristina D's avatar
Cristina D

Awesome use and great %'s with credit

5
Awesome use and great %'s with credit Reviewed on: 26th May 2025
Michael S's avatar
Michael S

I’ve had PayPal credit for years!

5
I’ve had PayPal credit for years and I’ve never had any issues. Customer service are amazing and sort out any problems immediately. I always use pay in 4 method because it’s 0% interest and helps me spread the cost of big purchases. I recommend to friends all the time. Reviewed on: 26th May 2025
Gemma B's avatar
Gemma B

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