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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Giving the option to pay for items over £99 in 3 ins...

Giving the option to pay for items over £99 in 3 installments interest free is a brilliant idea :-). Alot of people need all the help they can get. I do think a bit longer to repay...say 6 months would see more repeat business. Reviewed on: 12th May 2024

Amazing very safe to use.

Amazing very safe to use. Very convinent also. Reviewed on: 12th May 2024

Very handy to have access to

Very handy to have access to. The interest free options are incredibly rare these days. Customer service has been great when needed Reviewed on: 12th May 2024

Digital dinosaur.

For a digital dinosaur., paypal is simple to use and navigate and most importantly, gives the on line purchase protection Reviewed on: 12th May 2024

PayPal is fantastic easy to use!

PayPal is fantastic easy to use! Easy to to transfers and use for shopping Reviewed on: 12th May 2024

Very good customer service app very easy to use feel...

Very good customer service app very easy to use feels very secure lots of places where it can be used pay in 4 an excellent product Reviewed on: 12th May 2024

I have been a paypal customer for many years, if I h...

I have been a paypal customer for many years, if I have to deal with customer service the teams are very professional, knowledgeable and can always resolve any issues. The pay in 3 option helps me to manage my money with the option to pay in 3 instalments which gives me the ability to treat myself. Which helps lead a better quality of life. It has the highest security and helps stay secure online, giving me 100% back up on all purchases. Reviewed on: 12th May 2024

Easy usage, friendly user and plenty of options avai...

Easy usage, friendly user and plenty of options available Reviewed on: 12th May 2024

My favourite way to pay for peace of mind

When I pay with PayPal I am secure in the knowledge that PayPal have my back, if I have a problem with an item or seller they are there to resolve any issues, because of this I choose to use PayPal always where possible. Reviewed on: 12th May 2024

Found it convenient and easy to use

Found it convenient and easy to use Reviewed on: 12th May 2024

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