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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Always there when and if you need them

5
Always there when and if you need them Reviewed on: 12th May 2024

Great service, always helpful with shopping online

5
Great service, always helpful with shopping online Reviewed on: 12th May 2024

Good to deal with customer issues

5
Good to deal with customer issues Reviewed on: 12th May 2024

Paypal credit is great, their customer service has a...

5
Paypal credit is great, their customer service has always been great, with quick response times and efficient answers! Reviewed on: 12th May 2024

Pleasurable paypal

5
So easy to use and everything is made clear Reviewed on: 12th May 2024

It's very helpful when you want to buy products or g...

5
It's very helpful when you want to buy products or goods so l love PayPal credit. Thank you PayPal credit Reviewed on: 12th May 2024

Giving the option to pay for items over £99 in 3 ins...

5
Giving the option to pay for items over £99 in 3 installments interest free is a brilliant idea :-). Alot of people need all the help they can get. I do think a bit longer to repay...say 6 months would see more repeat business. Reviewed on: 12th May 2024

Amazing very safe to use.

5
Amazing very safe to use. Very convinent also. Reviewed on: 12th May 2024

Very handy to have access to

5
Very handy to have access to. The interest free options are incredibly rare these days. Customer service has been great when needed Reviewed on: 12th May 2024

Digital dinosaur.

5
For a digital dinosaur., paypal is simple to use and navigate and most importantly, gives the on line purchase protection Reviewed on: 12th May 2024

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