Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50809)

Nice for quick credit for short term 0% intrest

Nice for quick credit for short term 0% intrest Reviewed on: 12th May 2024

Reliable service that never fails.

Reliable service that never fails. Reviewed on: 12th May 2024

Excellent experience.

Excellent experience. Its been wonderful having paypal. Reviewed on: 12th May 2024

Great service !!!

Using paypal credit for online purchases gave me flexiblity with cost living crisis. Reviewed on: 12th May 2024

Always there when and if you need them

Always there when and if you need them Reviewed on: 12th May 2024

Great service, always helpful with shopping online

Great service, always helpful with shopping online Reviewed on: 12th May 2024

Good to deal with customer issues

Good to deal with customer issues Reviewed on: 12th May 2024

Paypal credit is great, their customer service has a...

Paypal credit is great, their customer service has always been great, with quick response times and efficient answers! Reviewed on: 12th May 2024

Pleasurable paypal

So easy to use and everything is made clear Reviewed on: 12th May 2024

It's very helpful when you want to buy products or g...

It's very helpful when you want to buy products or goods so l love PayPal credit. Thank you PayPal credit Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub