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PayPal: PayPal Credit reviews

4.90
Based on 87,164 reviews, last reviewed 27th Apr 2026
1678000% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal so convenient and love the credit facili... Love PayPal so convenient and love the credit facility giving you more time to pay interest free Reviewed on: 27th April 2026
Jasmine 's avatar
Jasmine

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87164)

When I had issues with not receiving what I paid for...

5
When I had issues with not receiving what I paid for PayPal sorted everything Reviewed on: 26th May 2025

Provides excellent service between my bank and selle...

5
Provides excellent service between my bank and sellers bank Reviewed on: 26th May 2025

PayPal has the best services to offer including pay...

5
PayPal has the best services to offer including pay in monthly options thereby enabling us to make more purchases confidently at ease. Reviewed on: 26th May 2025

Paypal make online purchases feel safe and secure

5
I have used PayPal on numerous occasions and always feel that this is the safest and most secure way to make my purchases online. It allows me to manage my payments very easily via the PayPal app and spread payments on more expensive items Reviewed on: 26th May 2025

Always had a good service from PayPal and use it...

5
Always had a good service from PayPal and use it a lot Reviewed on: 26th May 2025

Wonderful!

5
I've never had anything but good experiences, I love the pay in 3 option to spread the cost & any issues are dealt promptly. Reviewed on: 26th May 2025

Fantastic service

5
Straight forward, easy options, regular updates and reminders Reviewed on: 26th May 2025

Indispensable for the higher value items.

5
I have used PayPal Credit for many years, as has my son. It is really useful to be able to buy a high value item, receive it immediately and be able to pay it off over a chosen period of time. It allows us to budget and if on the off chance, we can afford to pay more off, we can. We tend to use it mainly on EBay purchases. It works very well. Also get a monthly reminder of when the payment is due. All in all, a very good experience for people on a tight budget. Reviewed on: 26th May 2025

Great credited simple to use easy for simple shoppin...

5
Great credited simple to use easy for simple shopping online Reviewed on: 26th May 2025

Amazing!

5
Amazing! So good in so many ways. I can’t believe it works so well, it’s something I cannot believe! Would deffo reccomened Reviewed on: 26th May 2025

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