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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146373 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

It just works!

It just works. I've never had hassle, it's easy to use. Couldn't be better! Reviewed on: 6th May 2026

Customer service always very helpful

Customer service always very helpful regarding the situation. Easy checkout Reviewed on: 6th May 2026

very easy to use website/ gives you time to pay.

very easy to use website/ gives you time to pay/ means you don't have to put your credit card details in Reviewed on: 6th May 2026

A great way to spread cost interest free on big purc...

A great way to spread cost interest free on big purchases. Reviewed on: 6th May 2026

I use PayPal for long time and I have good experience.

I use PayPal for long time and I have good experience. Reviewed on: 6th May 2026

PayPal is absolutely incredible, every deal is made...

PayPal is absolutely incredible, every deal is made by PayPal is straight forward! Thank you!!!!!! Reviewed on: 6th May 2026

Never had a problem with pay pal

Never had a problem with pay pal Reviewed on: 6th May 2026

Have been a customer for 15 years.

Have been a customer for 15 years. Would not use anything else Reviewed on: 6th May 2026

Very good and safe paying method

Very good and safe paying method Reviewed on: 6th May 2026

Highly recommend it

Very convenient. Excellent conditions. Will definitely use it again. Highly recommend it Reviewed on: 6th May 2026

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