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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Great hassle free service, nothing is a problem

Great hassle free service, nothing is a problem Reviewed on: 12th May 2024

Easy to use app , excellent customer service :-)

Easy to use app , excellent customer service :-) Reviewed on: 12th May 2024

Fair credit

Fair rates and no issues with any payments or problems I've had Reviewed on: 12th May 2024

Really easy to use.

Really easy to use. Hassle free and helped me get my laptop for a great deal Reviewed on: 12th May 2024

Completely convenient.

Completely convenient for online shopping. Love having time to pay without interest charges Reviewed on: 12th May 2024

Good service would recommend for spreading the cost...

Good service would recommend for spreading the cost of larger purchases Reviewed on: 12th May 2024

Good Status

Its a great way of buying things Reviewed on: 12th May 2024

OmarAhmad

Very they cant wait money they church me quickly Reviewed on: 12th May 2024

PayPal Credit is very useful

PayPal Credit has been very useful, especially with pay in three options and how I can pay early if needed. In addition having 0% rates on certain products is perfect and really helps relax any money issues! Reviewed on: 12th May 2024

Easy to set up and manage, an excellent tool!

I love the option to pay back interest free if the bill is payed by a certain date. The ability to set up various payment methods and flexible payment plans is also excellent, it's a very useful tool for me as an active buyer and gives breathing room for repayment. Reviewed on: 12th May 2024

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