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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal Credit has been a really convenient option fo...

PayPal Credit has been a really convenient option for me. It's super easy to apply for and often comes with promotional offers like 0% interest periods, which have been a lifesaver for bigger purchases. The checkout process is smooth, and I like having that flexible payment option without needing a whole new credit card. It's definitely made online shopping a bit more manageable for me. Reviewed on: 10th June 2026

Simple process

Simple process. Easy to sort and organise Reviewed on: 10th June 2026

Love PayPal, so convenient and best customer service.

Love PayPal, so convenient and best customer service. Reviewed on: 10th June 2026

Satisfactory overall.

Satisfactory overall. Vert easy to use. Convenient when paying online. Reviewed on: 10th June 2026

Straight forward very easy to deal with no nonsense...

Straight forward very easy to deal with no nonsense and quick Reviewed on: 10th June 2026

I find it easy to use, and a service I can trust!

I find it easy to use, and a service I can trust! Reviewed on: 10th June 2026

1st Class

Great Service with great flexible repayment plans. Reviewed on: 10th June 2026

Excellent

Ive only ever had one issue and it was resolved the same day. Had great customer service Reviewed on: 10th June 2026

Really good that I get 4 months interest free credit.

Really good that I get 4 months interest free credit. Paypal has also helped with fraud Reviewed on: 10th June 2026

always efficiant and easy to use.

always efficiant and easy to use. resolve issues without a problem. easy to access portal and timely payment reminders Reviewed on: 10th June 2026

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