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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Completely convenient.

5
Completely convenient for online shopping. Love having time to pay without interest charges Reviewed on: 12th May 2024
Carol P's avatar
Carol P

Good service would recommend for spreading the cost...

5
Good service would recommend for spreading the cost of larger purchases Reviewed on: 12th May 2024
Jenny S's avatar
Jenny S

Good Status

5
Its a great way of buying things Reviewed on: 12th May 2024
Mateen A's avatar
Mateen A

OmarAhmad

5
Very they cant wait money they church me quickly Reviewed on: 12th May 2024
Omar Ahmad 's avatar
Omar Ahmad

PayPal Credit is very useful

5
PayPal Credit has been very useful, especially with pay in three options and how I can pay early if needed. In addition having 0% rates on certain products is perfect and really helps relax any money issues! Reviewed on: 12th May 2024
Andrew Tan's avatar
Andrew Tan

Easy to set up and manage, an excellent tool!

5
I love the option to pay back interest free if the bill is payed by a certain date. The ability to set up various payment methods and flexible payment plans is also excellent, it's a very useful tool for me as an active buyer and gives breathing room for repayment. Reviewed on: 12th May 2024
Samuel D's avatar
Samuel D

Nice for quick credit for short term 0% intrest

5
Nice for quick credit for short term 0% intrest Reviewed on: 12th May 2024
Darren H's avatar
Darren H

Reliable service that never fails.

5
Reliable service that never fails. Reviewed on: 12th May 2024
Sherine L's avatar
Sherine L

Excellent experience.

5
Excellent experience. Its been wonderful having paypal. Reviewed on: 12th May 2024
Hamza K's avatar
Hamza K

Great service !!!

5
Using paypal credit for online purchases gave me flexiblity with cost living crisis. Reviewed on: 12th May 2024
Hasan A's avatar
Hasan A

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