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PayPal: PayPal Credit reviews

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4.90
Based on 87,274 reviews, last reviewed 27th Apr 2026
1682800% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything went smoothly. Everything went smoothly. No problems at all. I sorted out direct debit from my current account and it just left my account and paid off PayPal cred... Read more Reviewed on: 27th April 2026
Jayne E's avatar
Jayne E

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87274)

All over good service

5
General use is straightforward. The credit scheme is fair when used properly and for short-term borrowing, with ‘Pay in 3’ offering an immediate budgeting benefit. I can’t comment much on the customer experience, as I’ve rarely had to use it. Reviewed on: 26th May 2025
STNDUPGUIL's avatar
STNDUPGUIL

Great to have this service, I’ve managed to use when...

4
Great to have this service, I’ve managed to use when needed Reviewed on: 26th May 2025
Jonathan 's avatar
Jonathan

Easy accessibility and considerable

5
Very reliable and easy access to loans and purchase options. Reviewed on: 26th May 2025
ismaila yakubu's avatar
ismaila yakubu

Paypal excellent way to fund purchases.

5
Paypal is an excellent way to make payments to all services and purchases. Having the option of spreading repayments is very useful. Reviewed on: 26th May 2025
David Spate-Hannant's avatar
David Spate-Hannant

Paypal on the UK Railway Website

5
I was travelling for my urgent visit in Bolton and I was travelling in the mid of month when I had some cash available in my account. Paypal payment availability at the Northenrail Railway was an amazing offer to use the credit. I manage my personal finances through booking all the tickets from Paypal Credit. Reviewed on: 26th May 2025
ADNAN's avatar
ADNAN

Supplier issues

5
Had a few issues with a supplier. PayPal stepped in and sorted it out easy!! Reviewed on: 26th May 2025
Andy c's avatar
Andy c

Not money grabbing in any way

5
I have PayPal credit and I like how responsible they are with their credit limits. Highly recommend as they keep it real Reviewed on: 26th May 2025
Wildish me's avatar
Wildish me

always easy to pay, simple options of credit that work.

5
always easy to pay, simple options of credit that work. and paypal is safe to use Reviewed on: 26th May 2025
Ben P's avatar
Ben P

PayPal is easy and straightforward to use.

5
PayPal is easy and straightforward to use. As a consumer, I like how safe and secure it is when puchasing items. Reviewed on: 26th May 2025
B zain's avatar
B zain

Normaly I am happy with pay pal credit, but I had an...

4
Normaly I am happy with pay pal credit, but I had an expencieve purchaise that charged my bank account instead of useing pay pal credit even thought I have pay pal credit set as my first way of payment Reviewed on: 26th May 2025
VALY M's avatar
VALY M

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