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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Pay an easy way

Easy and straightforward way to spread the cost Reviewed on: 6th May 2026

It’s really helped me out when I was in a tricky sit...

It’s really helped me out when I was in a tricky situation. Very easy to apply for and trusted. Reviewed on: 6th May 2026

always quick, any issues always resolved quickly

always quick, any issues always resolved quickly Reviewed on: 6th May 2026

I never have a problem when paying with PayPal and k...

I never have a problem when paying with PayPal and know they have my back Reviewed on: 6th May 2026

Just the ticket

I am a 70+ user and had never had a credit facility in my life. I wanted the facility but no physical card. PayPal fit this requirement perfectly. On attaining the credit facility, I was keep appraised of my situation at all times. E-mail reminders of when payments were due to go out and balance statements were readily available at all times. I have recommended PayPal to quite a few of my friends. A great service With total control. Reviewed on: 6th May 2026

PayPal online buying

PayPal credit is a convenient way to buy on line i have been using this service for a year or more pleased with this service Reviewed on: 6th May 2026

easy to use and easy to undertstand app is a good ex...

easy to use and easy to undertstand app is a good experience Reviewed on: 6th May 2026

Paypal is an easy to use, secure and reliable paymen...

Paypal is an easy to use, secure and reliable payment provider. I use it pretty consistently across my online shopping. Its offered me great flexibility with different ways to pay through Paypal Credit, and it integrates really easily across different websits and apps to make payments quicker. I love it. Reviewed on: 6th May 2026

Easy to use, dependable and trustworthy

Easy to use, dependable and trustworthy Reviewed on: 6th May 2026

user friendly

i always find PP very easy to understand. and now with PP credit card and 0 % interest. its great Reviewed on: 6th May 2026

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