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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Number 1 option without a doubt!

With the current situation in financial crisis, paypal credit is the best option with nothing in comparison, low repayments and small interest fees, personally I'd be lost without it and the new feature with the curve card is an absolute game changer! Reviewed on: 12th May 2024

PayPal is very easy to use and very reliable, custom...

PayPal is very easy to use and very reliable, customer service is very helpful too. Reviewed on: 12th May 2024

Easy to use, keeps me on track!

Easy to use. Reminds you not to borrow more than you can afford to pay each month. Easy payments and simply to keep track of transactions. Reviewed on: 12th May 2024

Never had any problems with PayPal transfers buying...

Never had any problems with PayPal transfers buying etc and if I've spoken to staff of PayPal always helpful and polite when I phone to sort out any issues Reviewed on: 12th May 2024

It's very good online service ,nice customer service

It's very good online service ,nice customer service Reviewed on: 12th May 2024

Good excellent customer service and all round high q...

Good excellent customer service and all round high quality experience with the credit system fair and easy to use. Just be careful with how you use the available credit and everything will go smoothly Reviewed on: 12th May 2024

Very easy to use.

Very easy to use. Always an option for majority of online payment Reviewed on: 12th May 2024

It's a handy service that had made purchasing things...

It's a handy service that had made purchasing things over time reliable and easy. I've used it for many services and even when I've had issues I've had good customer service even when the issues are usually on 3rd parties sites. Reviewed on: 12th May 2024

Really good choice

Great help if you need a bigger value to purchase!! Without straggling with credit from your bank.Good ratung and fee's. Reviewed on: 12th May 2024

PayPal Credit

Really helpful for more expensive purchases and with the reassurance of PayPal. Reviewed on: 12th May 2024

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