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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

PayPal Credit redefines modern retail finance

PayPal Credit redefines what modern retail finance should look like. At its core is a reusable digital credit line that empowers consumers to shop with confidence while spreading costs in a way that feels both manageable and transparent. Unlike traditional credit products with rigid introductory offers, PayPal Credit delivers a consistent and repeatable benefit, most notably its 0% interest for 4 months on purchases of £99 or more, applied automatically every time you qualify. Reviewed on: 6th May 2026

Makes online transactions easy and thoughtless.

Makes online transactions easy and thoughtless. You know its going to work and yours goods are paid for! Reviewed on: 6th May 2026

Class customer service

Customer representatives are always willing to help and understanding of your situation. Waiting times are almost nonexistent, theif politeness and attentiveness is world class. I thoroughly enjoy using Paypal and its efficient, useful and reliable service Reviewed on: 6th May 2026

Happy customer

Very happy with PayPal. I've been using my PayPal card exclusively for the last few months, and will continue to do so, as I feel I'm really being rewarded for it - bonus points which turn into pounds, with every purchase, online, and in store. Reviewed on: 6th May 2026

paypal is excellent

I started using paypal vie ebay I found it a quick and easy and safe way for paying for good on ebay, but now it is so much more, I find myself paying for most things I purchase over the internet with paypal, no need to create acccount on the ecomerce webpage just add to basket and pay with paypal it already has my addresses and payment card in paypal so quick and easy. I also like the pay in 3 function it offeres its hand from time to time Reviewed on: 6th May 2026

Great company with credit help and bonuses.

Great company with credit help and bonuses. Reviewed on: 6th May 2026

awesome company

so easy to use paypal and the communication from paypal when a Bill is due is so helpful Reviewed on: 6th May 2026

Top company

one of the best companies i have dealt with, very understanding and caring Reviewed on: 6th May 2026

Great service overall.

PayPal has consistently provided services to great standard. However I find extremely difficult to get customer support. Overall, happy with PayPal, I will continue using for years. Reviewed on: 6th May 2026

Great easy to access , low interest

Great easy to access , low interest Reviewed on: 6th May 2026

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