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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87352 reviews)

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4.90

Based on 87,352 reviews, last reviewed 27th Apr 2026

1686450% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A great platform with many options for payment plans... A great platform with many options for payment plans, they have helped with bogus sellers also to reclaim my funds back. Reviewed on: 27th April 2026

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87352)

Great way to spread costs

I love that you can spread the cost of a purchase over a few months. It’s can also be interest free if you pay it off on time. Reviewed on: 26th May 2025

Happy customer

I use PayPal credit and pay in 3 all the time. It's a great way of spreading the costs Reviewed on: 26th May 2025

They came to my aid in time of need.

They came to my aid in time of need. Seamless process Reviewed on: 26th May 2025

I bought the watch from eBay and I use PayPal and I...

I bought the watch from eBay and I use PayPal and I want to check the watch and I go through the main shop and after one month the contact me and they told me is a fake watch, in the contact Paypal and I told them the story with all the proof and PayPal refuse to do a refund, I contact them more than 50 times and then refuse to follow them protocol, when I contact people they put me on hold more than one hour and they use fake names. I lose nearly £1000 with them. I will never use PayPal again and they close my case. Reviewed on: 26th May 2025

Never had any issues quick and seamless Easy to manage

Never had any issues quick and seamless Easy to manage Reviewed on: 26th May 2025

Easy, very user friendly.

Easy, very user friendly. Ui is really good and informative. East to pay others Reviewed on: 26th May 2025

Great service for short term credit

Great service for short term credit Reviewed on: 26th May 2025

Honest review

Efficient service, expert communication, ease of use and confidence in security of paypal Reviewed on: 26th May 2025

Very reliable, helpful service.

Very reliable, helpful service. Reviewed on: 26th May 2025

CANT FAULT IT!

Been using it for over 5 years now and can’t fault it. best thing I ever use for higher purchase to beak up the cost. Reviewed on: 26th May 2025

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