Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,440 reviews, last reviewed 27th Apr 2026
1690400% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely customer service - very understanding when I... Lovely customer service - very understanding when I had made a mistake with payments Reviewed on: 27th April 2026
Niamh's avatar
Niamh

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (87440)

am happy with the service they offer me at the momen...

5
am happy with the service they offer me at the moment especially with interest free offers it really helps to buy things which is hard for me to buy Reviewed on: 26th May 2025
mohammad M's avatar
mohammad M

Very easy and big help when collecting higher pri...

5
Very easy and a big help when collecting higher price items with safety. Reviewed on: 26th May 2025
Mark t's avatar
Mark t

I like my pay pal credit because of the strong dispu...

5
I like my pay pal credit because of the strong dispute resolution or purchase protection features it offers. Arbitration support or dispute resolution if a product is faulty or not delivered. • Chargeback rights that can help recover funds. • Fraud protection, which usually limits your liability to $0. Reviewed on: 26th May 2025
Luisa V's avatar
Luisa V

PayPal is simply a reliable service

5
PayPal is simply a reliable service Reviewed on: 26th May 2025
Tom Penfold's avatar
Tom Penfold

Always keep my back

5
Always keep my back whenever i had financial problems Reviewed on: 26th May 2025
Mo's avatar
Mo

Really good and always accessable

5
Really good and always accessable Reviewed on: 26th May 2025
peterlundie25@hotmail.com's avatar
[email protected]

Just safe and secure.

5
Just safe and secure. I feel comfortable to make any payment by PayPal Reviewed on: 26th May 2025
Md R's avatar
Md R

Easy to use and very convenient.

5
Easy to use and very convenient. Good customer services when needed. Reviewed on: 26th May 2025
Rachel S's avatar
Rachel S

Always helpful.

5
Always helpful. Advisors organised when calling. Easy to use Reviewed on: 26th May 2025
Nina's avatar
Nina

It’s all great no complaints I have used PayPal for...

5
It’s all great no complaints I have used PayPal for a while and it has always helped me Reviewed on: 26th May 2025
Jamil Z's avatar
Jamil Z

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill