8194460 PayPal PayPal Credit reviews | 50806 reviews rated 4.91* - Smart Money People
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PayPal: PayPal Credit reviews

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4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal is a robust lender with clear terms and fees.

5
PayPal is a robust lender with clear terms and fees. The pay later and pay in 3 instalment options are a great way to manage purchases. PayPal is a widely accepter online payment solution and is easy and convenient to use over different devices. Reviewed on: 12th May 2024
Robert O's avatar
Robert O

Just really straightforward, no hassle

5
Just really straightforward, no hassle Reviewed on: 12th May 2024
Murray's avatar
Murray

helps me get stuff and pay for it when i get paid.

5
helps me get stuff and pay for it when i get paid. Reviewed on: 12th May 2024
Thanis Y's avatar
Thanis Y

Been so easy to deal with for credit and payments al...

5
Been so easy to deal with for credit and payments also excellent customer service when dealing with bogus companies Reviewed on: 12th May 2024
david h's avatar
david h

Thankyou

5
Made it so easy in life to buy and calculate re-payments in an affordable manner, with protection and security, giving me an uncomplicated solution for all my needs. Reviewed on: 12th May 2024
DasH's avatar
DasH

Just an excellent service all round

5
Just an excellent service all round Reviewed on: 12th May 2024
Martin P's avatar
Martin P

Number 1 option without a doubt!

5
With the current situation in financial crisis, paypal credit is the best option with nothing in comparison, low repayments and small interest fees, personally I'd be lost without it and the new feature with the curve card is an absolute game changer! Reviewed on: 12th May 2024
JDuvall's avatar
JDuvall

PayPal is very easy to use and very reliable, custom...

5
PayPal is very easy to use and very reliable, customer service is very helpful too. Reviewed on: 12th May 2024
Denise Taylor 's avatar
Denise Taylor

Easy to use, keeps me on track!

5
Easy to use. Reminds you not to borrow more than you can afford to pay each month. Easy payments and simply to keep track of transactions. Reviewed on: 12th May 2024
Monica H's avatar
Monica H

Never had any problems with PayPal transfers buying...

5
Never had any problems with PayPal transfers buying etc and if I've spoken to staff of PayPal always helpful and polite when I phone to sort out any issues Reviewed on: 12th May 2024
NMD 's avatar
NMD

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