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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

PayPal is safe, user friendly, efficient & fair

Excellent connectivity, usability on the app and connectivity to shopping online. Feel safe using PayPal and the support if there is an issue is always available and always dealt with swiftly, efficiently and fairly.i also find as a slightly older person with a disability, PayPal’s online platform is very user friendly and inclusive. Reviewed on: 6th May 2026

PayPal is a safe and easy way to check out.

PayPal is a safe and easy way to check out. The credit option and pay in 3 option always helps me out when I need a little more time to pay but need something ASAP. I would highly recommend PayPal! Reviewed on: 6th May 2026

easy to use, helpful when a purchase goes wrong

easy to use, helpful when a purchase goes wrong Reviewed on: 6th May 2026

I use PayPal pay in three at least once a month, it’...

I use PayPal pay in three at least once a month, it’s an excellent way to spread costs. Reviewed on: 6th May 2026

It's a safe platform and if retailers offer paypal a...

It's a safe platform and if retailers offer paypal as payment option, I will be more inclined to buy. Reviewed on: 6th May 2026

Never had an issue with PayPal Credit, and used on s...

Never had an issue with PayPal Credit, and used on so many retailers Reviewed on: 6th May 2026

East to use and apply for.

East to use and apply for. Flexible options. Has supported me with splitting payments over time. Interest could be lower.. but does match a lot of credit card offers with more options for interested free 3 months. Reviewed on: 6th May 2026

Great and good customer service.

Great and good customer service. Any queries I have are answered efficiently and clear. Reviewed on: 6th May 2026

Good experience.

Good experience used almost every week no problem Reviewed on: 6th May 2026

Easy to use and good rates

Easy to use and good rates ensure that this product is easy to use. The only drawback is that credit limits seem to be a little low at times. Reviewed on: 6th May 2026

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