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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

PayPal credit is brilliant

PayPal credit is my preferred way to pay for goods/services online, without having the rigmarole of having to make accounts just to buy a single item. I don’t need to fill out address ect because that is done automatically by PayPal. I also feel safer online because I don’t need to use a debit card or bank details.my only minor complaint is that I think my credit limit could be higher than it is ! But for larger purchases, pay in 3 works very well. I have no complaints about the service, and I’ve used it for over a decade. One time I needed a refund to the credit account which was dealt with in a professional manner, Reviewed on: 12th May 2024

Always reliable and easy to access.

Always reliable and easy to access. I wish you could spread payments over more months instead of 3 payments. Reviewed on: 12th May 2024

It’s been very fantastic all the way.

It’s been very fantastic all the way. Easy to to use and very secured. Reviewed on: 12th May 2024

Very good

Paypal credit is very very good to have. You can pay for things, sometimes without paying much, if any interest. Customer service team is always ready to resolve any issues in a polite and satisfying manner. Reviewed on: 12th May 2024

PayPal protects from scammers.

If I can pay with PayPal I fee protected from scammers. Reviewed on: 12th May 2024

PayPal.. PayPal credit!

PayPal has been a great asset to me & I rarely encounter a problem.. but when I have it’s been resolved promptly & fairly thanks PayPal Reviewed on: 12th May 2024

It's really easy to use

I've been using PayPal for a couple of decades now and never had an issue, it's just easy to use Reviewed on: 12th May 2024

Using PayPal I know I’m always safe.

Using PayPal I know I’m always safe. I will never buy anything if I can’t use PayPal. Reviewed on: 12th May 2024

Best third party app I have ever used

Best third party app I have ever used Reviewed on: 12th May 2024

PayPal credit is very useful.

PayPal credit is very useful. I have used this on many occasions Reviewed on: 12th May 2024

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