Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146230)

Shopping with paypal

On shopping on the internet my method of buying if available is always paypal because if there is ever any problem I can always count on paypal to sort it. Reviewed on: 6th May 2026

Paypal is a very versatile and flexible payment tool..

Paypal is a very versatile and flexible payment tool,I find it very useful and convenient to use. Flexible payments and credit options are great options have. Reviewed on: 6th May 2026

Been using PayPal for many years now.

Been using PayPal for many years now. Only had one issue where i needed their help but they were very quick and efficient to solve my problem. Pay everything through PayPal because i know its safe and they have your back. Reviewed on: 6th May 2026

Value for money

It’s great to have that extra cash at hand when you need it Reviewed on: 6th May 2026

User friendly

I have had PayPal credit for several years now. It is an easy and flexible way to pay, with 0% interest paid on purchases over 3 months. It is clear and easy to understand and very user friendly Reviewed on: 6th May 2026

Pay pal, easy, secure and comforting to use

Try and use pay pal as much as possible, very secure and very easy to use and manage, makes me feel safer about online purchases if I can pay via pay pal. Reviewed on: 6th May 2026

Good service

Never had any issues, quick to resolve any queries Reviewed on: 6th May 2026

PayPal is safe, user friendly, efficient & fair

Excellent connectivity, usability on the app and connectivity to shopping online. Feel safe using PayPal and the support if there is an issue is always available and always dealt with swiftly, efficiently and fairly.i also find as a slightly older person with a disability, PayPal’s online platform is very user friendly and inclusive. Reviewed on: 6th May 2026

PayPal is a safe and easy way to check out.

PayPal is a safe and easy way to check out. The credit option and pay in 3 option always helps me out when I need a little more time to pay but need something ASAP. I would highly recommend PayPal! Reviewed on: 6th May 2026

easy to use, helpful when a purchase goes wrong

easy to use, helpful when a purchase goes wrong Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77660 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub