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PayPal: PayPal Credit reviews

4.91
Based on 59,170 reviews, last reviewed 12th Apr 2026
771000% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best and safest way to pay online. I had a problem before where I bought some things online and didn't receive them. When I notified PayPal, I received a full refund. I make all my onli... Read more Reviewed on: 12th April 2026
ABalsah's avatar
ABalsah

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59170)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

It's safe flexible and allows you to monitor spendin...

5
It's safe flexible and allows you to monitor spending and returns Reviewed on: 7th April 2026

Eady and Safe payment method

5
Quick and easy to use. Offers a safe way yo pay. Flexible payment options available. Payment disputes/refunds very easy yo execute. Reviewed on: 7th April 2026

It's great

5
PayPal credit is a great and easy way to pay for those extra little bits or to spread out the cost of a holiday. Reviewed on: 7th April 2026

Amazing offer .

5
Amazing offer . Very easy to use Reviewed on: 7th April 2026

Great to experience and very easy to use

5
Great to experience and very easy to use Reviewed on: 7th April 2026

PayPal the pal you can always rely upon

5
Easy to set up all details and steps to hand a great support online and over the phones Reviewed on: 7th April 2026

Very good .nice cutomer services

5
Always very good service.All time we contact paypal customer services good Reviewed on: 7th April 2026

Simple to use :)

5
I'm still new to using PayPal Credit, but it seems to be such an easy option to use: I can utilise the interest free period, or choose to pay my balance off early, which is very convenient. All-round, a good app and I'd recommend it to others. Reviewed on: 7th April 2026

It’s been great I would really recommend it!

5
It’s been great I would really recommend it! Great customer service and fast to Reviewed on: 7th April 2026

Very straight forward and a decision was made within...

5
Very straight forward and a decision was made within minutes. Reviewed on: 7th April 2026