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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Easy to set up and use.

5
Easy to set up and use. App well designed and keeps me up to date so payments aren't missed. Reviewed on: 27th May 2025

I've used this payment platform for several years fo...

5
I've used this payment platform for several years for both personal and business transactions. The interface is generally user-friendly, making it easy to send and receive payments. However, their customer service can be difficult to reach at times. Additionally, I've experienced occasional delays in processing payments, which can be frustrating. Overall, it's a serviceable platform, but there's room for improvement. Reviewed on: 27th May 2025

Fantastic service, secure and flexible

5
I use PayPal often when purchasing online as it offers security and is also very flexible in its options of paying straight away for items from your chosen bank, but what I like most are the 0% credit spread purchases making it easier to purchase higher value goods. Reviewed on: 27th May 2025

EFFORTLESS

5
With PayPal credit it is very easy to make payments for good and services without any worry about funds. Reviewed on: 27th May 2025

Great service

4
Very pleased. Easy access to details and good customer service support Reviewed on: 27th May 2025

It was easy to use and was no hassle.

5
It was easy to use and was no hassle. Reviewed on: 27th May 2025

User friendly and convenient.

5
User friendly and convenient. Readily available with many retailers so very simple to use. Reviewed on: 27th May 2025

Convenient and handy

4
It’s so convenient to pay for things without having to put card details. Pay in 3 is great to spread cost of purchases. Reviewed on: 27th May 2025

Easy to use, very pleased

5
Easy to use, pay in 3 very handy Reviewed on: 27th May 2025

Excellent service Notifications great customer servi...

5
Excellent service Notifications great customer service great statements clear Reviewed on: 27th May 2025

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