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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147807 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147808)

Easy to use, simple terminology.

Easy to use, simple terminology. Excellent rates Reviewed on: 19th June 2026

The best credit provider and best interest rates

The best credit provider and best interest rates Reviewed on: 19th June 2026

i use paypal for every payment i make, should i ever...

i use paypal for every payment i make, should i ever make a payment to a unsqrupulous website they do not have access into my bank account, i have buyer protection from paypal. the 4 months interest free credit option is one i use alot to afford more expensive items without having to pay more. Reviewed on: 19th June 2026

PayPal is trustworthy

PayPal is trustworthy to use i have been using it for a long time and I do feel I get an excellent service from it Reviewed on: 19th June 2026

Pal by name Pal by nature

Never had an issue with PayPal. Very easy to use and navigate. Had an issue with a seller but PayPal stepped in and sorted it Reviewed on: 19th June 2026

Easy and convenient

Easy and convenient, good options to spread the payment Reviewed on: 19th June 2026

Easy to use, quick set up, offers multiple option...

Easy to use, quick to set up, offers multiple options with easy payment options. Reviewed on: 19th June 2026

PayPal is a good reliable provider, if only they had...

PayPal is a good reliable provider, if only they had a savings product I’d seriously consider switching to it Reviewed on: 19th June 2026

Simple and Easy

Always easy to use in my Apple wallet and easy to manage in the app Reviewed on: 19th June 2026

Very good and convenient.

Very good and convenient. Specially when pay with in 4 months with 0% interest Reviewed on: 19th June 2026

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