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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Have generally had a good experience

5
Have generally had a good experience Reviewed on: 27th May 2025

Computer Purchases made easy

5
when I opened my e-bay account, PayPal was part of e-bay so I created an account, little realising that I could purchase all my future computers using the PayPal credit scheme. wonderful system needs much more praise and publicity. Reviewed on: 27th May 2025

PayPal is quick and easy to use.

5
PayPal is quick and easy to use. Great for spreading the cost on occasion too. Reviewed on: 27th May 2025

Straight forward and easy to navigate extremely plea...

5
Straight forward and easy to navigate extremely pleased with service Reviewed on: 27th May 2025

A safe and convenient way of financing life.

5
I know that the money coming form my account is safe and cannot be hacked if I pay via PayPal, and I have the flexibility to afford things with a reasonable credit rate with PayPal Credit Reviewed on: 27th May 2025

Fantastic

5
It's fabulous always helps and is just so easy to use Reviewed on: 27th May 2025

Always easy to control and navigate

5
Always easy to control and navigate Reviewed on: 27th May 2025

It’s my go to for buying online as it gives me the p...

5
It’s my go to for buying online as it gives me the protection I want for online shopping Reviewed on: 27th May 2025

Great customer service, positive results every time...

5
Great customer service, positive results every time The most secure way for buying Reviewed on: 27th May 2025

Never have an issue, it's easy and hassle free to us...

5
Never have an issue, it's easy and hassle free to use PayPal credit. I keep the limit low through choice but I like that they always send emails for me to approve. I get this could be bad for others so maybe if they only asked twice then supressed the limit increases that would be more than responsible on their behalf, Reviewed on: 27th May 2025

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