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PayPal: PayPal Credit reviews

4.91
Based on 58,342 reviews, last reviewed 10th Apr 2026
695300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very nice. Very nice. It helps me to buy so many things. Reviewed on: 10th April 2026
Shamiul Islam 's avatar
Shamiul Islam

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58342)

My social life saver

5
It was good i used it for my phone and i really needed it that time it doesn't bother me the interest rate was good too Reviewed on: 7th April 2026

really easy to use and cheap option compared to cred...

5
really easy to use and cheap option compared to credit card Reviewed on: 7th April 2026

Excellent and always confident to use PayPal.

5
Excellent and always confident to use PayPal. Customer service is great I feel my money and transactions are safe when. I use PayPal Reviewed on: 7th April 2026

Simple fast and meets my needs.

5
Simple fast and meets my needs. Credit limits increased easily also Reviewed on: 7th April 2026

PayPal is so easy to use and I always feel safer sho...

5
PayPal is so easy to use and I always feel safer shopping with PayPal Reviewed on: 7th April 2026

I have been using paypal for quite sometimes.

5
I have been using paypal for quite sometimes. It is money saver really , excellent value for money. Highly recommended Reviewed on: 7th April 2026

Easy to use

5
Been using PayPal for years and only had a couple of minor problems that were dealt with swiftly. Reviewed on: 7th April 2026

Always there when you need it

5
It’s a great way to buy what you need without breaking your budget. They often offer an interest-free period, and the whole process is simple and easy to use. I use PayPal credit all the time; for everything from gadgets and furniture to flights and holidays. Reviewed on: 7th April 2026

PayPal is convenient,it is easy to use.

5
PayPal is convenient,it is easy to use. It is easy to manage and control ones expenses. Reviewed on: 7th April 2026

All positive and have been very quick to respond to...

5
All positive and have been very quick to respond to any query Reviewed on: 7th April 2026

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