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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58410 reviews)

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4.91

Based on 58,410 reviews, last reviewed 10th Apr 2026

700900% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

very convenient. very convenient. i like the interest free promotion. convenient to use with paypal credit card Reviewed on: 10th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58410)

Way too easy to use.

Way too easy to use. Simple to setup and able to use from most retailers. Highly recommend using it. Reviewed on: 7th April 2026

The easiest way to pay for most products and services.

The easiest way to pay for most products and services. PayPal credit and Pay in 3 are so easy to use, and really help to keep tight budgets on track. Reviewed on: 7th April 2026

I love the flexibility that I can have with payments...

I love the flexibility that I can have with payments in PayPal Credit. They really offer it all and more. Being a regular user of PayPal Credit, allows me to buy the things I need without having to worry about not having quite enough money that month. I highly recommend using PayPal credit above other credit companies. Reviewed on: 7th April 2026

Amazing for those big purchases

4 months interest free for a holiday purchase was just what was needed Reviewed on: 7th April 2026

Always had great comunation with them, brilliant to...

Always had great comunation with them, brilliant to use PayPal ,safer Reviewed on: 7th April 2026

I have a very positive view of PayPal.

I have a very positive view of PayPal. It's easy to use, reliable, and I trust my online payments.” Reviewed on: 7th April 2026

It's been greatpaypal

It's been great would recommend to family & friends Reviewed on: 7th April 2026

I have been using PayPal Credit for a while now and...

I have been using PayPal Credit for a while now and it has been an excellent experience from start to finish. The payment process is incredibly smooth and straightforward, making online shopping much easier and more convenient. I feel completely secure every time I make a transaction, knowing that PayPal's buyer protection has my back if anything goes wrong. The app is easy to navigate and managing my credit balance is simple and stress free. Reviewed on: 7th April 2026

Very good sarvice fdtgvvgyyvvvvcg

Very good service Reviewed on: 7th April 2026

Easy to use.

Easy to use. Can pay in 3 or over 90 days. Reviewed on: 7th April 2026

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