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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Excellent service and communication

5
Excellent service and communication Reviewed on: 27th May 2025

Easy to use and reliable.

5
Easy to use and reliable. I use PayPal regularly to pay for my online shopping and find it straightforward and convenient. Reviewed on: 27th May 2025

Exactly what what it says.

5
No real issues. Does exactly what is says on the tin. Merchant fees could be lower, but we are all trying to make some money. Reviewed on: 27th May 2025

No issues and easy to use

5
No issues, always easy to use, helpful reminders of payment due dates, and regular statements to help keep track of everything Reviewed on: 27th May 2025

Succinct and simple interaction,no fuss

5
Succinct and simple interaction,no fuss Reviewed on: 27th May 2025

PayPal is so easy to use and the app is understandab...

5
PayPal is so easy to use and the app is understandable and not difficult to navigate Reviewed on: 27th May 2025

Regularly use Paypal for holiday purchases

5
Regularly use Paypal for holiday purchases Reviewed on: 27th May 2025

PayPal credit os the only credit I have.

5
PayPal credit os the only credit I have.it is easy to set up & very easy use Reviewed on: 27th May 2025

Excellent service provided and safe in knowledge tha...

5
Excellent service provided and safe in knowledge that PayPal are on my side Reviewed on: 27th May 2025

I have always had a good exerience with using paypal.

5
I have always had a good exerience with using paypal. It has been helpful to use the credit options and appreciated the 0 % instalments etc. Reviewed on: 27th May 2025

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