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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

Good trade,I will like to entitle and regard it to m...

Good trade,I will like to entitle and regard it to most people worldwide. Reviewed on: 20th June 2026

Trusted for cards.

Trusted for cards; enables apps. Debt a bit difficult to get out of. Nice web features, sending money to people.. Reviewed on: 20th June 2026

Easy and simple

Easy to set up and use, simple to navigate the website and app Reviewed on: 20th June 2026

Easy to use and secured.

Easy to use and secured. Better than credit card. Reviewed on: 20th June 2026

Great provider

Enjoy utilising pay in 3 option. Finance options on larger purchases are great and made replacing my broken washing machine easy Reviewed on: 20th June 2026

Great with few simple fixes!

On the whole I like and use all time, I feel is great app compared to others! I would recommend. Few issues in my opinion, choosing dates for payments is not possible. I want to pay via direct debit but on a date of my choosing. This should and is common practice for most lenders but not PayPal for some reason. Also I’ve paid off my credit account but it keeps adding like a few p in interest after I’ve paid, which is annoying. On whole great service! Reviewed on: 20th June 2026

Credit availability, not too little but not too much!

Excellent credit availability, not too little but not too much. Affordable payments and different payment timescales to suit budget. Reviewed on: 20th June 2026

My experience with PayPal is I love because is safe...

My experience with PayPal is I love because is safe and very easy to manage Reviewed on: 20th June 2026

Great impressed with the service provided

Great impressed with the service provided Reviewed on: 20th June 2026

Ok service

Ok- always no problem never had an issue Reviewed on: 20th June 2026

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