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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Customer service excellent.

5
Customer service excellent.I do recommend to people to use it. Reviewed on: 27th May 2025

Simple to use and stress free

5
No issues, repayments taken by direct debit. So easy to use to cover the costs of the more expensive things you need. Just been to Greece paid in 3 instalments. Simple to use and no interest Reviewed on: 27th May 2025

Thanks Paypal

5
I have been for many years with Paypal and never had a single issue, even refunds are easy. The longer you’re with them the better offers they gave to loyal customers. What’s best is their easy and clear views or your account without being digitally literate. Excellent service! Thank you Paypal for being there for my financial needs. Reviewed on: 27th May 2025

Used for many years.

5
Used for many years. Never have any issues. Simple and quick to use. Reviewed on: 27th May 2025

Excellent product and support

5
Well known , competitive rates , easy to use...accepted world wide , excellent customer service....what more do we need ? Reviewed on: 27th May 2025

it's always convenient to use

5
it's always convenient to use paypal credit and easy to make the monthly ayments Reviewed on: 27th May 2025

I use paypall for many transactions as I like option...

5
I use paypall for many transactions as I like option that I can pay later in 4 installments with no interest. I do bigger purchases like that Reviewed on: 27th May 2025

Very convenient and good repayment options

5
Very convenient and good repayment options Reviewed on: 27th May 2025

Better money comes out quicker when paying bill

5
Better money comes out quicker when paying bill Reviewed on: 27th May 2025

PayPal Credit is a convenient and flexible way to ma...

4
PayPal Credit is a convenient and flexible way to manage purchases, especially for online shopping. The application process is quick, and it integrates seamlessly with your PayPal account. The option for interest-free financing on qualifying purchases is a great perk, making it easier to budget for larger items. Overall, it’s a helpful tool for those looking for secure and manageable credit options. Reviewed on: 27th May 2025

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