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PayPal: PayPal Credit reviews

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4.91
Based on 58,737 reviews, last reviewed 11th Apr 2026
730900% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

simple to use safe and so helpfu 10/10l simple to use safe and so helpfu 10/10l Reviewed on: 11th April 2026
robert s's avatar
robert s

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58737)

Straightforward service.

5
Straightforward service. Easy to navigate. Helpful and knowledgable customer services. Reviewed on: 7th April 2026
Simon C's avatar
Simon C

Excellent

5
The customer services is very professional and very helpful always happy to help. Reviewed on: 7th April 2026
Helden G's avatar
Helden G

It is easy to use and understand payment terms

5
It is easy to use and understand payment terms Reviewed on: 7th April 2026
Amanda R's avatar
Amanda R

Flexible and Convenient Credit Option

5
I’ve had a very smooth and reliable experience with PayPal Credit. The application process was straightforward, and I appreciate how clearly everything is explained. Payments are easy to manage, and I like having the flexibility to spread the cost when needed. l I feel confident using PayPal Credit for both everyday purchases and larger items. Reviewed on: 7th April 2026
Denise D's avatar
Denise D

If there is no options, there is a pay pal

5
If there is no options there is a pay pal Reviewed on: 7th April 2026
Sebastian O's avatar
Sebastian O

Easy to use, widely accepted online

5
Easy to use, widely accepted online Reviewed on: 7th April 2026
Edward 's avatar
Edward

It was easy and simple straightforward to understand

5
It was easy and simple straightforward to understand Reviewed on: 7th April 2026
John m's avatar
John m

Reliable

5
When using PayPal the system works smoothly and clearly every time Reviewed on: 7th April 2026
Mr A's avatar
Mr A

PayPal Credit has been enormously helpful for my hus...

5
PayPal Credit has been enormously helpful for my husband and I. It was hugely accessible when we started to need credit options and the fact we now have physical credit cards is a huge plus. The 4 month standard 0% interest has made big purchases much more manageable and have helped us hugely. Customer service has also (mostly) been excellent, super fast and efficient for the most part (when it mattered most). Great service all around! Reviewed on: 7th April 2026
SC's avatar
SC

Most quick, convenient and easy way to pay for expen...

5
Most quick, convenient and easy way to pay for expenses Reviewed on: 7th April 2026
Vihit D's avatar
Vihit D

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