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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58696 reviews)

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4.91

Based on 58,696 reviews, last reviewed 11th Apr 2026

727200% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best banking app ever It’s easy to use transfer from bank to PayPal and vice versa. Better than others Reviewed on: 11th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58696)

Once more secured payment method .

Once more secured payment method . With 3 months plan as well Reviewed on: 7th April 2026

Quick, clear & easy.

Quick decisions, clear & easy to understand terms & conditions. Reviewed on: 7th April 2026

I always use PayPal to pay.

I always use PayPal to pay. If a seller does not accept PaPal then I do not make the purchase. Over the years PayPal has recovered my money many times when a purchase has gone wrong. Reviewed on: 7th April 2026

Good service

PayPal Credit is a really convenient way to spread the cost of purchases, especially with its 0% interest offer on larger buys. It’s easy to use at checkout, widely accepted online, and gives you flexibility without needing a physical card. As long as you manage your repayments, it’s a helpful and hassle-free short-term financing option. Reviewed on: 7th April 2026

An excellent way of spreading the cost of a larger p...

An excellent way of spreading the cost of a larger purchase Reviewed on: 7th April 2026

Great way to buy now and pay later.

I`ve used PayPal Credit several times now, i always pay it off before the interest starts and i`m very happy with it. Buy now and pay later works for me. Reviewed on: 7th April 2026

Easy to use app, Trustworthy, good security, When...

Easy to use app, Trustworthy, good security, When you purchase something that is faulty or not fit for purpose it’s good to know PayPal will deal and get you’re monies returned. Reviewed on: 7th April 2026

I use PayPal pay in 3 service as it is secure and a...

I use PayPal pay in 3 service as it is secure and a convenient way to shop online. With the payments taken automatically there is no worries about missing a payment or incurring extra costs. Also I have added a payment card now based on the services provided and acceptance by companies when shopping online. Reviewed on: 7th April 2026

Trustworthy

I’ve never had a bad experience with PayPal, I trust them with my money and I trust the process Reviewed on: 7th April 2026

The customer is in control , with monthly reminders...

The customer is in control , with monthly reminders from PayPal- you stay in control Reviewed on: 7th April 2026

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