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PayPal: PayPal Credit reviews

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4.91
Based on 58,790 reviews, last reviewed 11th Apr 2026
736000% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A company easy to work with excellent staff when nee... A company easy to work with excellent staff when needed Reviewed on: 11th April 2026
Kelvin D's avatar
Kelvin D

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58790)

Amazing value

5
Yes, it’s really good value as a pay later option Reviewed on: 7th April 2026
Alex Chefani's avatar
Alex Chefani

PayPal Credit has been a very useful tool for us

5
PayPal Credit has been a very useful tool for us, offering a few great options to spread payments over a number of months. Always just a click of a button away, we would thoroughly recommend PayPal Credit. Reviewed on: 7th April 2026
Dan D's avatar
Dan D

A Helping Hand Through Thick and Thin

5
I have used paypal for more than a decade and I couldn't have made it through the ups and downs in my finances allowing me to pay for stuffs that I need when I don't have direct cash available and their services are flawless. The payment options and the customer services are always there when needed. Reviewed on: 7th April 2026
Demet Wilfred Flores's avatar
Demet Wilfred Flores

Easy to use and always available

5
Easy to use and always available Reviewed on: 7th April 2026
JK's avatar
JK

Excellent

5
Easy to use & very flexible payment options. Reviewed on: 7th April 2026
Beth h's avatar
Beth h

Quick, transparent and cash flow

5
The service is transparent, quick to use, quick to overpay and monitor my current status on payments. I understand the psychology behind the credit system, and appreciate it makes me spend more, but I keep in mind it helps my cash flow. I use it to justify and spread costs out and the ease of use definitley allows me to make multiple purchases making me feel more enabled to make positive changes to my life within my spending. Especially on bigger one off purchases. I.e. technology items, car parts etc. Reviewed on: 7th April 2026
Jezz's avatar
Jezz

I had a great customer experience with staff being e...

5
I had a great customer experience with staff being extremely helpful and also the friendly nature of people who work for them Reviewed on: 7th April 2026
Saqib s's avatar
Saqib s

Easy and convenient

5
Easy to navigate and convenient as most online retailers stores allow PayPal to purchase items. Reviewed on: 7th April 2026
Koren 's avatar
Koren

Can't get over how great PayPal is, it's wonderful a...

5
Can't get over how great PayPal is, it's wonderful and easy. Love it! Reviewed on: 7th April 2026
justin stevens's avatar
justin stevens

PayPal has never let me down in 20 years.

5
PayPal has never let me down in 20 years. No fuss, no problem. Reviewed on: 7th April 2026
Robert H's avatar
Robert H

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