Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,737 reviews, last reviewed 11th Apr 2026
730900% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

simple to use safe and so helpfu 10/10l simple to use safe and so helpfu 10/10l Reviewed on: 11th April 2026
robert s's avatar
robert s

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58737)

I have used PayPal so many years it is very reliable...

5
I have used PayPal so many years it is very reliable service Reviewed on: 7th April 2026
Manpreet D's avatar
Manpreet D

efficient and effective

4
Customer service very good, efficient and effective Reviewed on: 7th April 2026
Robbie's avatar
Robbie

Excellent experience and customer service- everythin...

5
Excellent experience and customer service- everything was just so smooth. Reviewed on: 7th April 2026
Michael's avatar
Michael

Swift processing of transactions.

5
Swift processing of transactions. Great customer service. Reviewed on: 7th April 2026
Aderonke A's avatar
Aderonke A

Good secure banking and will always sort any issues...

5
Good secure banking and will always sort any issues promptly. Reviewed on: 7th April 2026
Andy Richmond's avatar
Andy Richmond

Flexible, Interest-Free Payments Made Easy

5
I've had a really great experience using PayPal. The option to spread the cost over 3 months with no interest has been incredibly helpful, making it much easier to manage my finances without any added pressure. The process is simple, transparent, and reliable—I’d definitely recommend it to anyone looking for a flexible way to pay. Reviewed on: 7th April 2026
Maria A's avatar
Maria A

Best pay in 3 and pay in 4 provider.

5
Best pay in 3 and pay in 4 provider. PayPal could improve UI on credit card pay in 4 for easier management of repayments Reviewed on: 7th April 2026
Toufic's avatar
Toufic

Stress Free Paypal Experience

5
Paypal has always made my repayment plan stress free and pocket friendly rates. Reviewed on: 7th April 2026
Martins's avatar
Martins

A different way of dealing with with credit

5
A different way of dealing with with credit than most providers. Easy to use, a variety of options for repayment and interest Reviewed on: 7th April 2026
Damian J's avatar
Damian J

Excellent service and great customer care

5
Excellent service and great customer care Reviewed on: 7th April 2026
Jolita P's avatar
Jolita P

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill