Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,802 reviews, last reviewed 15th Jul 2025
1842300% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025
wolfie's avatar
wolfie

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50802)

Easy simple Web experience.

5
Easy simple Web experience. Easy to self manage and up front options on display for credit Reviewed on: 27th May 2025
Matt's avatar
Matt

Pay in 3

4
The pay in 3 option is incredibly useful and a feature which I use a lot . It offers a bit of financial freedom and helps massively with cash flow Reviewed on: 27th May 2025
andlou f's avatar
andlou f

Excellent customer service can review your debts and...

5
Excellent customer service can review your debts and arrange a convenient monthly payment Reviewed on: 27th May 2025
Tolu's avatar
Tolu

unhelpful agents when i had an issue

4
unhelpful agents when i had an issue, wouldn't use credit again Reviewed on: 27th May 2025
Steph G's avatar
Steph G

Simple and safe to use why wouldn't you

4
Simple and safe to use why wouldn't you Reviewed on: 27th May 2025
David S's avatar
David S

Easy to use. love PayPal

5
Easy to use. Secure payments. Easy to use app and reminder when payments are due. PayPal is available on most websites I use. Any issues I’ve had with websites PayPal have dealt with promptly. A++ Reviewed on: 27th May 2025
Kirstine D's avatar
Kirstine D

Easy Way to Spread Payment

5
Simple payment process and easy to use Reviewed on: 27th May 2025
P Waters's avatar
P Waters

PayPal amazing, very useful and goood disks support...

5
PayPal amazing, very useful and goood disks support and dheball is really way to use be would relxomsd to all my fields and dnaiktn Reviewed on: 27th May 2025
Hasan M's avatar
Hasan M

Safe and secure way to pay.

5
Safe and secure way to pay. Don't have to give bank details to several different companies. Reviewed on: 27th May 2025
Trish Day 's avatar
Trish Day

Safe and Sound Online

5
A useful and safe option to process payments online, customer service is always great and I feel supportedin my daily needs of navigating online payments Reviewed on: 27th May 2025
Frank U's avatar
Frank U

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22340 reviews
    PayPal

  • Payment Provider

    from PayPal 4.93 from 3599 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill