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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,790 reviews, last reviewed 11th Apr 2026
736000% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A company easy to work with excellent staff when nee... A company easy to work with excellent staff when needed Reviewed on: 11th April 2026
Kelvin D's avatar
Kelvin D

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58790)

I feel safe using PayPal and the credit facility all...

5
I feel safe using PayPal and the credit facility allows me to buy any expensive items I might need. Reviewed on: 7th April 2026
June J's avatar
June J

I regularly use PayPal as a secure means of payment...

5
I regularly use PayPal as a secure means of payment when purchasing from the likes of ebay and AliExpress. It's quicker and more secure than entering card details. I use PayPal Credit to spread the cost of larger purchases, interest free over 4 months which allows me to take advantage of special offers and promotions for the things I need across a broad range of retailers Reviewed on: 7th April 2026
VFM Shopper's avatar
VFM Shopper

I've been using PayPal credit for a number of years...

5
I've been using PayPal credit for a number of years now, it's easy to use and extremely handy. It gives me peace of mind. I would recommend it to everyone. It's easy too, if you have to return goods and seek a refund, PayPal credit has you covered. Reviewed on: 7th April 2026
PB's avatar
PB

A must have, convenient and flexible way to pay!

5
PayPal Credit is very convenient and flexible way to spread the cost of purchases. The option for interest free payments on big orders makes it very useful for budgeting, and it integrates seamlessly with PayPal for quick, hassle free checkout. Overall, it’s a simple and reliable way to manage spending more comfortably. Reviewed on: 7th April 2026
Jade W's avatar
Jade W

Always there when you need it.

5
Always there when you need it. Great for paying for things online Reviewed on: 7th April 2026
John d's avatar
John d

PayPal have a good credit system, I always know what...

5
PayPal have a good credit system, I always know what’s going on via the app Reviewed on: 7th April 2026
Owain Vaughan's avatar
Owain Vaughan

It just work, quick convenient and makes life easier

5
It just work, quick convient and makes life easier Reviewed on: 7th April 2026
Greshna 's avatar
Greshna

It offers flexibility and ability for average person...

4
It offers flexibility and ability for average person to purchase and be responsible for taking out credit. Interest rate however is excessive. Reviewed on: 7th April 2026
Sangi S's avatar
Sangi S

Great easy to use & convenient service

5
Great easy to use & convenient service Reviewed on: 7th April 2026
A R's avatar
A R

Amazing customer service.

5
Amazing customer service. Great feature for splitting payments to make things more affordable Reviewed on: 7th April 2026
Satjinder H's avatar
Satjinder H

Review PayPal: PayPal Credit now

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