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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,803 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50803)

PayPal Service Delivers

It was exactly what I expected from my PayPal service Reviewed on: 27th May 2025

Very easy to use app .

Very easy to use app . Helpful contact centre 1st class service . Reviewed on: 27th May 2025

Easy and convenient to use

Easy and convenient to use, definitely makes online shopping easier. Reviewed on: 27th May 2025

Easy transaction.

Easy transaction. Safe and effective Reviewed on: 27th May 2025

Never needed customer service :-)...

Never needed customer service which is why I put neutral. Very good payment plan options. One point is I was not sure how to access a bill for my credit payment when I first used it. That was stressful but all way okay once the first payment went through. It would be good to have an email immediately to let a person know how the payment schedule works. It's not clear from the account homepage Reviewed on: 27th May 2025

I am always using it for my purchasing

I am always using it for my purchasing Reviewed on: 27th May 2025

Easy to use App, great customer service

I find the app really easy to use, they provide interest free credit as long as it's paid off within 4 months, this means I can buy items and pay them up without paying any extra and when I have phoned them it has been really straightforward and they have understood the query and dealt with it swiftly. The advisors are English/ Irish with no communication barrier, I find this eases the phone call and prevents any frustrations. I have no hesitation contacting PayPal. Reviewed on: 27th May 2025

Lave ittttttt

Lave ittttttttt its osum too use very easyy Reviewed on: 27th May 2025

I like the multiple options on payment structure

I like the multiple options on payment structure Reviewed on: 27th May 2025

It is very easy to use when you don't have much mone...

It is very easy to use when you don't have much money and you can spread the cost for 3 to 4 months and it very easy to use and was very helpful for me Reviewed on: 27th May 2025

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