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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

I am always using it for my purchasing

I am always using it for my purchasing Reviewed on: 27th May 2025

Easy to use App, great customer service

I find the app really easy to use, they provide interest free credit as long as it's paid off within 4 months, this means I can buy items and pay them up without paying any extra and when I have phoned them it has been really straightforward and they have understood the query and dealt with it swiftly. The advisors are English/ Irish with no communication barrier, I find this eases the phone call and prevents any frustrations. I have no hesitation contacting PayPal. Reviewed on: 27th May 2025

Lave ittttttt

Lave ittttttttt its osum too use very easyy Reviewed on: 27th May 2025

I like the multiple options on payment structure

I like the multiple options on payment structure Reviewed on: 27th May 2025

It is very easy to use when you don't have much mone...

It is very easy to use when you don't have much money and you can spread the cost for 3 to 4 months and it very easy to use and was very helpful for me Reviewed on: 27th May 2025

PayPal Saved Me When It Mattered MostI used...

I used to see PayPal as “just another payment app” — until it literally saved me during a family emergency abroad. A friend sent me money through PayPal, and within minutes, I was able to resolve.the issues from the funds my friend sent me Since then, I’ve used it for everything from sending gifts to getting paid for side gigs. It’s fast, secure, and gives me peace of mind I didn’t know I needed. What I love most? I trust it. In a world full of digital noise and scams, PayPal feels like the one thing that still works exactly how you hope it would. Reviewed on: 27th May 2025

What more could you want.

What more could you want. Easy to use and be approved. Reviewed on: 27th May 2025

Very easy to use

Very easy to use and keep track of your spending and available credit. App is great and email reminders for payment makes sure you don't miss anything. Reviewed on: 27th May 2025

Good response when there issues with payments.

Good response when there issues with payments. Reviewed on: 27th May 2025

Always a smooth process and it's easy to undrestand...

Always a smooth process and it's easy to undrestand what payments have been made and recived. Reviewed on: 27th May 2025

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