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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,802 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50802)

PayPal Saved Me When It Mattered MostI used...

I used to see PayPal as “just another payment app” — until it literally saved me during a family emergency abroad. A friend sent me money through PayPal, and within minutes, I was able to resolve.the issues from the funds my friend sent me Since then, I’ve used it for everything from sending gifts to getting paid for side gigs. It’s fast, secure, and gives me peace of mind I didn’t know I needed. What I love most? I trust it. In a world full of digital noise and scams, PayPal feels like the one thing that still works exactly how you hope it would. Reviewed on: 27th May 2025

What more could you want.

What more could you want. Easy to use and be approved. Reviewed on: 27th May 2025

Very easy to use

Very easy to use and keep track of your spending and available credit. App is great and email reminders for payment makes sure you don't miss anything. Reviewed on: 27th May 2025

Good response when there issues with payments.

Good response when there issues with payments. Reviewed on: 27th May 2025

Always a smooth process and it's easy to undrestand...

Always a smooth process and it's easy to undrestand what payments have been made and recived. Reviewed on: 27th May 2025

Easy to applGreat money helpy and get accepted

Easy to apply and get accepted. Payment terms are very reasonable and timely notification of payment due Reviewed on: 27th May 2025

Easy to use

Easy to shop with and easy to manage, monitor and pay my bills. Great value with the 4 months interest free as well. Reviewed on: 27th May 2025

They're safe, secure and easy to use.

They're safe, secure and easy to use. Reviewed on: 27th May 2025

PayPal Credit has been a convenient way for me to ma...

PayPal Credit has been a convenient way for me to manage bigger purchases online, especially with the 6-month no-interest option, but you really have to stay on top of payments to avoid high fees. Reviewed on: 27th May 2025

It’s so easy to use and so handy

It’s so easy to use and so handy for those unexpected large purchases you occassionally have to make, but haven’t budgeted for! Reviewed on: 27th May 2025

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