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PayPal: PayPal Credit reviews

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4.91
Based on 58,962 reviews, last reviewed 11th Apr 2026
751900% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Paypal service best advisor Best Paypal service best advisor Reviewed on: 11th April 2026
Shamsa a's avatar
Shamsa a

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58962)

So convenient and flexible to have pay pall credit a...

5
So convenient and flexible to have pay pall credit at you fingertips when needed, allowing to buy things when you need them. Be strict and don't pay any interest. Very useful as a lot of retailers allow paying through PayPal. The process is very intuitive and streamlined. Great priduct and service. Reviewed on: 7th April 2026
Krasimir M's avatar
Krasimir M

I enjoy the flexibility using PayPal gives me.

5
I enjoy the flexibility using PayPal gives me. I feel protected making purchases through websites and for bigger purchases I have the option to spread payments or pay later. I genuinely have never had an issue using PayPal and continue to use it regularly. Reviewed on: 7th April 2026
Alice A's avatar
Alice A

Paypal credit the convenient way to shop

5
Paypal credit is a convenient way to spread the cost of your purchases, it makes buying more expensive items easier and hassle free. Reviewed on: 7th April 2026
Helen M's avatar
Helen M

the best

5
excellent service, makes spending money easy Reviewed on: 7th April 2026
Chris T's avatar
Chris T

Reminders always sent

5
Positive available in most places so easy access to spread costs over a few months on larger items. I have used PayPal quite frequently over the last few years and everything is quite clear payment wise and am always sent reminders. Reviewed on: 7th April 2026
Joseph's avatar
Joseph

Great experience!

5
Great experience! Fabulous, fantastic, wonderful! Reviewed on: 7th April 2026
Pichon's avatar
Pichon

I have had issues with retailers not delivering the...

5
I have had issues with retailers not delivering the order, I complained to paypal and they have refunded me all the time. very efficient and reliable. Reviewed on: 7th April 2026
Sadat M's avatar
Sadat M

I have used PayPal finance on multiple occasions and...

5
I have used PayPal finance on multiple occasions and had a positive experience each time. The option to pay back early is excellent. Reviewed on: 7th April 2026
Emma O's avatar
Emma O

My "go to" for large purchases.

5
PayPal credit has been my "go to" for large purchases for years. Offering consistently amazing deals on payment options. Reviewed on: 7th April 2026
Aaron Parnell's avatar
Aaron Parnell

Easy PayPal

5
Easy to use, available to use in many shops Reviewed on: 7th April 2026
Corinne B's avatar
Corinne B

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