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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147981)

Have used PayPal for a number of years.

Have used PayPal for a number of years. Provides a safer place to pay. Supports dispute with a purchase. Reviewed on: 20th June 2026

Excellent

Never had a problem with any purchase or transaction. Excellent every time. Reviewed on: 20th June 2026

Very good experience

Very good experience, wish they had their own bank Reviewed on: 20th June 2026

I've only ever had a positive experience, problems r...

I've only ever had a positive experience, problems resolved quickly Reviewed on: 20th June 2026

Easy to use appI’ve had a generally positive experie...

Easy to use appI’ve had a generally positive experience using PayPal. It’s very convenient for sending and receiving money, especially for online purchases, and I like the added layer of security since I don’t have to share my bank details with every transaction. The platform is easy to use, and payments are usually quick and straightforward. However, the fees can be quite high, particularly for international transactions, and the exchange rates aren’t always the best. I’ve also heard of and experienced occasional delays or account limitations, which can be frustrating to resolve. Overall, PayPal is a reliable and widely accepted payment service that I’d recommend for convenience and security, but it’s worth being aware of the fees and potential limitations. Reviewed on: 20th June 2026

Secure and quick to use.

Secure and quick to use. Simple to use app. Reviewed on: 20th June 2026

Highly Recommend

Been using PayPal for years, really enjoying PayPal Credit it offers great flexibility with the 0% over 4 months when spending over £99 which is very handy when you want to split payments out. Reviewed on: 20th June 2026

No bad experience.

No bad experience. Paypal is so easy to work with. Reviewed on: 20th June 2026

Never an issue with PayPal

Never an issue with PayPal, with money disputes like refunds it's painless Reviewed on: 20th June 2026

No quibble - always helpful and a safe reliable way...

No quibble - always helpful and a safe reliable way to pay. Reviewed on: 20th June 2026

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