Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 19th Jul 2025

921150% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy payment on pretty much every sitr Easy payment on pretty much every sitr Reviewed on: 19th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

PayPal Credit has been a convenient way for me to ma...

PayPal Credit has been a convenient way for me to manage bigger purchases online, especially with the 6-month no-interest option, but you really have to stay on top of payments to avoid high fees. Reviewed on: 27th May 2025

It’s so easy to use and so handy

It’s so easy to use and so handy for those unexpected large purchases you occassionally have to make, but haven’t budgeted for! Reviewed on: 27th May 2025

a breeze

Just a breeze with little or no hassle Reviewed on: 27th May 2025

Online shopping safely

Easy to use, secure, extra peace of mind Reviewed on: 27th May 2025

So easy to use anybody can do it, I had the pleasure...

So easy to use anybody can do it, I had the pleasure of experiencing Paypal pay in 3 , and I can confidently say it exceeded all my expectations. From start to finish, everything was seamless, and the level of service provided was top-tier. Reviewed on: 27th May 2025

EXCELLENT SERVICE

Paypal is my go to provider for any payment transactions. Their service is excellent and any disputes are dealt with quickly. 5* all the way. Reviewed on: 27th May 2025

Great service

Very easy to contact and any problems resolved quickly Reviewed on: 27th May 2025

I like the program Pay in 3 and the conditions of Pa...

I like the program Pay in 3 and the conditions of PayPal Credit. I try to use them all the time when making a big purchase. Reviewed on: 27th May 2025

Peace of mind for both buyer and seller.

Peace of mind for both buyer and seller.No need to give personal details on every website.Whenever I had an issue ,it was dealt promptly . Reviewed on: 27th May 2025

top notch credit service

Excellent service and trustworthy site , have never had any issues using paypal would recommend using them than any other credit facility Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 0.00 from 0 reviews
Balance Plus
from Capital One 3.29 from 3 reviews
Advance Credit Card
from Lloyds Bank 3.96 from 60 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22342 reviews
Payment Provider
from PayPal 4.93 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub