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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,802 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50802)

Paying with Paypal is a smooth experience but...

Paying with Paypal is a smooth experience but if you run into issues and have to talk with Customer Service, then that's a completely different scenario. They don't listen, they lack the skills in communications, they can't give you clear information, there were times when one sentence straight away contradicted their previous one. Reviewed on: 27th May 2025

Good when you want buy by something expensive

Good when you want buy by something expensive Reviewed on: 27th May 2025

Never had an issue using PayPal for any purchases.

Never had an issue using PayPal for any purchases. Always there when required, making purchases so easy. Reviewed on: 27th May 2025

Great service.

Very rarely needs to contact customer service, the platform just works every time I want to use it. But in the few times I have contacted them, they always went out of their way to assist. Reviewed on: 27th May 2025

Very helpful when l call for more information

Very helpful when l call for more information Reviewed on: 27th May 2025

Always easy to use.

Always easy to use. Effortless service. Reviewed on: 27th May 2025

The 4months 0% interest is a winner

The 4months 0% interest is a winner Reviewed on: 27th May 2025

I love PayPal

I use both PayPal for sending and receiving money and PayPal credit. I love how easy it is to use. Having the pay in 3 option and the interest free option are great as they help pay for them bigger items you can’t always afford in one go. It’s amazing and so easy to manage. Reviewed on: 27th May 2025

Quick, easy and convenient

I find PayPal so easy to use, so convenient and safe I never have to worry about being scammed and customer service is great they deal with any issues you have quickly and efficiently Reviewed on: 27th May 2025

Easy to use and helpful.

Easy to use and helpful. I can purchase items and pay later, which is very helpful. Reviewed on: 27th May 2025

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