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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,010 reviews, last reviewed 11th Apr 2026
756500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has always given me options. Paypal has always given me options. paypal credit is the best. I buy what i want and pay with ease Reviewed on: 11th April 2026
Luke B's avatar
Luke B

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59010)

Impossible to speak to some one on customer services.

4
Impossible to speak to some one on customer services. Offered me an incentive to get credit but it never arrived. No way of complaint other than chat bot. That provides pre scripted answers. Reviewed on: 7th April 2026
William K's avatar
William K

I have been using PayPal Credit for years, its been...

5
I have been using PayPal Credit for years, its been crucial at holiday's for buying gifts when i needed a little extra time to pay. I would not have gotten through without PayPal Credit. Reviewed on: 7th April 2026
Alex James's avatar
Alex James

Really easy service to use , good do with lowering t...

4
Really easy service to use , good do with lowering there interest though . Reviewed on: 7th April 2026
David L's avatar
David L

PayPal has a flexible approach to finance.

5
PayPal has a flexible approach to finance, the pay in 3 is an excellent way to split purchases to a manageable amount. Reviewed on: 7th April 2026
Koffi's avatar
Koffi

I’ve always had a great experience using PayPal and...

5
I’ve always had a great experience using PayPal and have never encountered any problems. The platform is very easy to use, even for someone who isn’t particularly tech-savvy, and everything is laid out in a clear and straightforward way. Sending and receiving money is quick and hassle-free, which makes it really convenient for everyday use as well as online purchases. I’ve found it especially useful for managing payments securely, giving me peace of mind whenever I make transactions. The added layer of buyer protection is another big advantage, as it helps me feel confident when shopping online. Everything just works smoothly, and I’ve never had to worry about delays or complications. Overall, PayPal has been a reliable and trustworthy service that I continue to use regularly. I would happily recommend it to friends and family because of how simple, efficient, and dependable it is. Reviewed on: 7th April 2026
Zoe S's avatar
Zoe S

Love using PayPal, easy and convenient.

5
Love using PayPal, easy and convenient. Safe and secure. Reviewed on: 7th April 2026
Lois C's avatar
Lois C

Paypal all the way

5
Paypal has help me a lot by protecting my account information. Reviewed on: 7th April 2026
Mo's avatar
Mo

App is excellent very easy to use

5
Very easy to use and pay back more when you want. The app is easy to manoeuvre Reviewed on: 7th April 2026
Rosie S's avatar
Rosie S

Secure, Easy, Good Value

5
Secure easy to use app, regular notification to keep me up to date with my finances, competitive interest rates, pay in 3 is a great option Reviewed on: 7th April 2026
Rebecca W's avatar
Rebecca W

Fast, easy and clear.

5
Fast, easy and clear. Allows me to spread the cost in interest free payments for life’s little extras. All in one place, the app. Reviewed on: 7th April 2026
Alex P's avatar
Alex P

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