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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

I like the program Pay in 3 and the conditions of Pa...

5
I like the program Pay in 3 and the conditions of PayPal Credit. I try to use them all the time when making a big purchase. Reviewed on: 27th May 2025
Bogdan K's avatar
Bogdan K

Peace of mind for both buyer and seller.

5
Peace of mind for both buyer and seller.No need to give personal details on every website.Whenever I had an issue ,it was dealt promptly . Reviewed on: 27th May 2025
SL's avatar
SL

top notch credit service

5
Excellent service and trustworthy site , have never had any issues using paypal would recommend using them than any other credit facility Reviewed on: 27th May 2025
ian j's avatar
ian j

I’ve used PayPal for many years.

5
I’ve used PayPal for many years. They provide great service and are a good way to send money to family and friends. Reviewed on: 27th May 2025
Emma B's avatar
Emma B

Great service.

5
Great service. Different payment options and ease to pay. Reviewed on: 27th May 2025
Katie G's avatar
Katie G

Paying with Paypal is a smooth experience but...

4
Paying with Paypal is a smooth experience but if you run into issues and have to talk with Customer Service, then that's a completely different scenario. They don't listen, they lack the skills in communications, they can't give you clear information, there were times when one sentence straight away contradicted their previous one. Reviewed on: 27th May 2025
Pedro Timbalero's avatar
Pedro Timbalero

Good when you want buy by something expensive

5
Good when you want buy by something expensive Reviewed on: 27th May 2025
MAGDALENA P's avatar
MAGDALENA P

Never had an issue using PayPal for any purchases.

5
Never had an issue using PayPal for any purchases. Always there when required, making purchases so easy. Reviewed on: 27th May 2025
Laynemari h's avatar
Laynemari h

Great service.

5
Very rarely needs to contact customer service, the platform just works every time I want to use it. But in the few times I have contacted them, they always went out of their way to assist. Reviewed on: 27th May 2025
Clint's avatar
Clint

Very helpful when l call for more information

5
Very helpful when l call for more information Reviewed on: 27th May 2025
Anyavee 's avatar
Anyavee

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