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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
98% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

Always easy to use.

5
Always easy to use. Effortless service. Reviewed on: 27th May 2025
GARY B's avatar
GARY B

The 4months 0% interest is a winner

5
The 4months 0% interest is a winner Reviewed on: 27th May 2025
daniel n's avatar
daniel n

I love PayPal

5
I use both PayPal for sending and receiving money and PayPal credit. I love how easy it is to use. Having the pay in 3 option and the interest free option are great as they help pay for them bigger items you can’t always afford in one go. It’s amazing and so easy to manage. Reviewed on: 27th May 2025
Kat B's avatar
Kat B

Quick, easy and convenient

5
I find PayPal so easy to use, so convenient and safe I never have to worry about being scammed and customer service is great they deal with any issues you have quickly and efficiently Reviewed on: 27th May 2025
Sam k's avatar
Sam k

Easy to use and helpful.

5
Easy to use and helpful. I can purchase items and pay later, which is very helpful. Reviewed on: 27th May 2025
Lina D's avatar
Lina D

PayPal has never failed to provide a great service a...

5
PayPal has never failed to provide a great service and always feel like I was a priority if I have had any issues Reviewed on: 27th May 2025
James M's avatar
James M

Quick, easy and convenient

5
Very good option, easy to apply, overall a very quick and useful way to pay Reviewed on: 27th May 2025
Robert's avatar
Robert

Works great and never had an issue

5
Never had issues with PayPal and whenever I have had issues with sellers paid through PayPal they have helped to resolve the issue promptly. PayPal credit is straight forward and easy to use with no confusion like other credit providers. Reviewed on: 27th May 2025
Cal's avatar
Cal

Great Service easy to use

5
I've been using PayPal for many years never had an issue and always use the financial services that they offer including buy now pay later and pay in 4. I only wish you were available on more sites. Paying through PayPal is simple and allows you to select how to pay, Credit card, Debit card or one of you pre authorised credit options. Reviewed on: 27th May 2025
StarFour's avatar
StarFour

Whenever I have got in touch with paypal it has bee...

5
Whenever I have got in touch with paypal it has been handled very efficiently Reviewed on: 27th May 2025
Thequeenbee's avatar
Thequeenbee

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