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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,803 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50803)

PayPal has never failed to provide a great service a...

PayPal has never failed to provide a great service and always feel like I was a priority if I have had any issues Reviewed on: 27th May 2025

Quick, easy and convenient

Very good option, easy to apply, overall a very quick and useful way to pay Reviewed on: 27th May 2025

Works great and never had an issue

Never had issues with PayPal and whenever I have had issues with sellers paid through PayPal they have helped to resolve the issue promptly. PayPal credit is straight forward and easy to use with no confusion like other credit providers. Reviewed on: 27th May 2025

Great Service easy to use

I've been using PayPal for many years never had an issue and always use the financial services that they offer including buy now pay later and pay in 4. I only wish you were available on more sites. Paying through PayPal is simple and allows you to select how to pay, Credit card, Debit card or one of you pre authorised credit options. Reviewed on: 27th May 2025

Whenever I have got in touch with paypal it has bee...

Whenever I have got in touch with paypal it has been handled very efficiently Reviewed on: 27th May 2025

Easy to use and easy to pay back.

Easy to use and easy to pay back. Perfect for large items that you need to have in your home now. Reviewed on: 27th May 2025

Reliable and Convenient Payment Service

I've had a positive experience using PayPal. I find it very useful and convenient for online transactions. The service has been reliable, and I appreciate how easy it is to send and receive payments. Overall, I'm happy with the service and would recommend it to others. Reviewed on: 27th May 2025

Helpful and a useable service allowing me to manage...

Helpful and a useable service allowing me to manage my finances in multiple ways Reviewed on: 27th May 2025

lPaypal doesn't feel like credit

PayPal credit doesn't feel like credit, it feels like a helping hand when you need it. There is no pressure and it feels like PayPal are supporting you instead of pushing you to buy more than you can afford. The best thing though is that information about your account is emailed to you in plenty of time so nothing is a surprise and you can plan. Any upcoming payments are shown to you in advance and the Pay in 3 is fantastic. There are lots of things I needed that I couldn't have bought without the Pay in 3. So I've used credit by PayPal, Pay in 3 and 4 months free credit. I have never paid interest on any of those features but Pay pal doesn't seem to mind Reviewed on: 27th May 2025

So easy and convenient to use great options for repa...

So easy and convenient to use great options for repayments Reviewed on: 27th May 2025

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