Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148037 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148037)

Using Paypal credit means I have had more time to pa...

Using Paypal credit means I have had more time to pay items off which is a massive bonus! Reviewed on: 20th June 2026

Easy, safe to use.

Easy, safe to use. I use PayPal for most of my transactions. I love it. Reviewed on: 20th June 2026

Freedom with my money

Freedom to make minimum payments if that’s all I can afford. Upto 4 months interest free on purchases. Works for me Reviewed on: 20th June 2026

Easy to use and manage - love the schedule payment a...

Easy to use and manage - love the schedule payment as well Reviewed on: 20th June 2026

No problem thank you I’ve been with them for years G...

No problem thank you I’ve been with them for years Great Reviewed on: 20th June 2026

Easy to use and easy to understand

Easy to use and easy to understand Reviewed on: 20th June 2026

Knowledge my account is secure

Using PayPal gives me confidence my account is secure and my money is safe. Easy to use website with all activity available to view. Handy tool to spread the cost. Reviewed on: 20th June 2026

Paypal survey

Paypal is very user friendly especially pay in 3 and PayPal credit.Having debit cards all ready to go and not have to put in long numbers etc is very convenient. Reviewed on: 20th June 2026

PayPal credit is a quick and easy way to make payments

PayPal credit is a quick and easy way to make payments and be able to pay later when making a purchase. It’s easier than using an everyday credit card as you can just select the option when you log in and are not having to remember card or security numbers. It’s easy to see what you owe and when all in one place in the app Reviewed on: 20th June 2026

I am using it from long time and the paylater is bes...

I am using it from long time and the paylater is best option to buy phones and that to with no intrest on for ling term. Reviewed on: 20th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3759 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79224 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub