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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 20th Jul 2025

921200% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Useful service, especially pay in 3. Useful service, especially pay in 3. Easy and clear app to follow your account on the go. Reviewed on: 20th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Helpful and a useable service allowing me to manage...

Helpful and a useable service allowing me to manage my finances in multiple ways Reviewed on: 27th May 2025

lPaypal doesn't feel like credit

PayPal credit doesn't feel like credit, it feels like a helping hand when you need it. There is no pressure and it feels like PayPal are supporting you instead of pushing you to buy more than you can afford. The best thing though is that information about your account is emailed to you in plenty of time so nothing is a surprise and you can plan. Any upcoming payments are shown to you in advance and the Pay in 3 is fantastic. There are lots of things I needed that I couldn't have bought without the Pay in 3. So I've used credit by PayPal, Pay in 3 and 4 months free credit. I have never paid interest on any of those features but Pay pal doesn't seem to mind Reviewed on: 27th May 2025

So easy and convenient to use great options for repa...

So easy and convenient to use great options for repayments Reviewed on: 27th May 2025

I have always found using Paypal Credit a seamless e...

I have always found using Paypal Credit a seamless experience, never any problems at checkout and repaying is super easy. Reviewed on: 27th May 2025

Flexible credit that works

Really helpful, affordable and flexible. There when I needed it. Reviewed on: 27th May 2025

Easy and straightforward application.

Easy and straightforward application. Reviewed on: 27th May 2025

Easy like Sunday Morning

easy to transfer money to children overseas; also a great way to recoup money when things go wrong. Reviewed on: 27th May 2025

Paypal helped me when nobody was there

Paypal helped me when nobody was there Reviewed on: 27th May 2025

Best service, quick and easy to use

Best service, quick and easy to use Reviewed on: 27th May 2025

Every transaction has been smooth.

Every transaction has been smooth. Any issues have been quick to deal with. Makes a huge difference and gives a layer of confidence when using paypal. Reviewed on: 27th May 2025

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