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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148075 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148079)

Excellent

So far so good. Great experience. Reviewed on: 20th June 2026

Easy to set up.

Easy to set up, quick process, clear terms. And fast approval. Would highly recommend Reviewed on: 20th June 2026

Easy to use

I have been using PayPal credit for a few years now. It's easy to use and manage.My husband also uses it now Reviewed on: 20th June 2026

I love PayPal.

I love PayPal. It says ‘safe & secure transactions’ customer service is great and promotions are good. Reviewed on: 20th June 2026

So easy to use majority of retailers use PayPal and...

So easy to use majority of retailers use PayPal and different options of payment method Reviewed on: 20th June 2026

Good for having more time to pay, but high interest...

Good for having more time to pay, but high interest rates Reviewed on: 20th June 2026

Fantastic

It is very good and it enables me to make flexible payments and its very easy to use and secure. Reviewed on: 20th June 2026

No other credit facility is as good

No other credit facility is as good Reviewed on: 20th June 2026

I have had a great experience using PayPal.

I have had a great experience using PayPal. The platform is easy to navigate, and sending or receiving payments is quick and convenient. I especially appreciate the added layer of security when shopping online, as it gives me peace of mind knowing my financial information is protected. Customer support has been helpful whenever I’ve had questions, and the buyer protection features make online transactions feel much safer. Overall, PayPal is a reliable and user-friendly service that I would highly recommend to anyone looking for a secure way to manage payments online. Reviewed on: 20th June 2026

I have always had any issues resolved very quickly a...

I have always had any issues resolved very quickly and straight forward. Reviewed on: 20th June 2026

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