Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59117 reviews)

View other PayPal products

4.91

Based on 59,117 reviews, last reviewed 11th Apr 2026

766200% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is a useful tool when buying online, with an... Paypal is a useful tool when buying online, with an added layer of protection. Paypal credit is a handy way to spend online and pay a monthly amount r... Read more Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (59117)

For those little moments.

PayPal helped me to give my family and me a few treats. Reviewed on: 7th April 2026

PayPal makes life easier to pay for goods and you ge...

PayPal makes life easier to pay for goods and you get security if things go wrong Reviewed on: 7th April 2026

Good customer service, always ready to help, app eas...

Good customer service, always ready to help, app easy to use, supportive when struggling Reviewed on: 7th April 2026

Really good experience with PayPal.

Really good experience with PayPal. Provides finance options which are great! Reviewed on: 7th April 2026

I have been using paypal for over a decade now.

I have been using paypal for over a decade now. Widely accepted and very safe. Decent exchange rates. They now have a virtual card as well which I can use in shops, perfect. Reviewed on: 7th April 2026

Easy access to credit and several options to repay,...

Easy access to credit and several options to repay, such as pay in 3 or pay what you want within 4 months whilst enjoying 0% interest Reviewed on: 7th April 2026

Great app great communication always easy to use

Great app great communication always easy to use Reviewed on: 7th April 2026

Easy, safe, reliable, fast and conveniet to use

Easy, safe, reliable, fast and conveniet to use Reviewed on: 7th April 2026

Safe and Sure transactions with PayPal

PayPal is an extremely efficient safe was to purchase goods or Send Money as Gifts to Family members overseas Thank you for such a Brilliant service Reviewed on: 7th April 2026

PayPal, always there when you need them.

PayPal, always there when you need them. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32959 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub