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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148109)

Paypal - my go to.

5
I have always found PayPal easy to use and trust their services. I make use of PayPal credit and PayPal pay in 3 and have done so for the past six years. Reviewed on: 20th June 2026

Mariana A

5
Very good service,is fast and very easy to use Reviewed on: 20th June 2026

Have used PayPal for years now and never had a problem.

5
Have used PayPal for years now and never had a problem. Reviewed on: 20th June 2026

PayPal send money to friends and family and much more!!

5
I've used PayPal to send money to friends and family and pay for online purchases and also buying gifts from websites I haven't used before for the PayPal guarantee just incase something went wrong. I also use PayPal credit and have a the card witch is great for times when you have no reception on your phone or the amount is over the £100 tap to pay limit Reviewed on: 20th June 2026

Easy to use.

5
Easy to use. Different options available Reviewed on: 20th June 2026

Such a very simple process to pay .

5
Such a very simple process to pay . I use slot to pay for my eBay Reviewed on: 20th June 2026

Always very helpful and have been very prompt at res...

5
Always very helpful and have been very prompt at resolving any issues Reviewed on: 20th June 2026

Easy to manage purchases

5
It’s been really helpful with 0% interest for certain time periods. Makes spreading the cost of purchases easy. Reviewed on: 20th June 2026

Helps small beginnings

5
Well, I could say that paypal helped a lot when I started my journey at ths country Reviewed on: 20th June 2026

Any problems I have been sorting fast and easy and b...

5
Any problems I have been sorting fast and easy and be spoke in nice friendly way Reviewed on: 20th June 2026

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