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PayPal: PayPal Credit reviews

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4.91
Based on 59,144 reviews, last reviewed 12th Apr 2026
768600% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for my purchases... I find it easy to pay using Apple wallet and I like the points system which I save to treat myself. The app is great for enabling me to see when and ... Read more Reviewed on: 12th April 2026
Janet T's avatar
Janet T

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59144)

Always use it, very convenient and helps when everyt...

5
Always use it, very convenient and helps when everything and cost of living is so high Reviewed on: 7th April 2026
Gail b's avatar
Gail b

PayPal is a very useful

5
PayPal is a very useful way of paying online. And PayPal credit has been super useful for paying for larger purchases over a few months. Reviewed on: 7th April 2026
Jen C's avatar
Jen C

Excellent

5
Easy to use app, great customer service Reviewed on: 7th April 2026
Karen I's avatar
Karen I

Hakuna Matata

5
Using the PayPal pay in 3 has now given me the chance to get the PayPal credit. When deciding that PayPal credit was an option it was very easy to apply for. No hassles. Straight forward. Reviewed on: 7th April 2026
Neal H's avatar
Neal H

They set clear boundaries and know your limit .

5
They set clear boundaries and know your limit . Any queries you need answering are answered very quickly and efficiently. Reviewed on: 7th April 2026
Michelle B's avatar
Michelle B

Useful digital wallet

5
Paypal has fast checkout, a sense of security, easy sending and receiving money, mobile friendly, a clear transaction trail and useful for international payments. Reviewed on: 7th April 2026
JJ's avatar
JJ

Always been great to deal with.

5
Always been great to deal with. Feel safe using it. Reviewed on: 7th April 2026
Angela M's avatar
Angela M

For those little moments.

5
PayPal helped me to give my family and me a few treats. Reviewed on: 7th April 2026
Anonymous's avatar
Anonymous

PayPal makes life easier to pay for goods and you ge...

5
PayPal makes life easier to pay for goods and you get security if things go wrong Reviewed on: 7th April 2026
Keith s's avatar
Keith s

Good customer service, always ready to help, app eas...

5
Good customer service, always ready to help, app easy to use, supportive when struggling Reviewed on: 7th April 2026
Diane B's avatar
Diane B

Review PayPal: PayPal Credit now

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