Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

A fast, efficient service, easy to apply for and mon...

5
A fast, efficient service, easy to apply for and monitor via the app. Reviewed on: 27th May 2025

Very happy with this app, using it for many years no...

5
Very happy with this app, using it for many years not problem at all. Reviewed on: 27th May 2025

PayPal is always a joy to use.

5
PayPal is always a joy to use. Easy and effortless transactions. Reviewed on: 27th May 2025

Good feedback and communication, feel confident in t...

5
Good feedback and communication, feel confident in transferring funds via PayPal. Reviewed on: 27th May 2025

Always a good service, as in you are guaranteed safe...

5
Always a good service, as in you are guaranteed safety with your payments and money back if transactions are false or incorrect which is brilliant. I really try not to make a habit of this but I made a late payment and wasn’t charged the earth for the discrepancy. I always use PayPal where possible, I don’t know why you wouldn’t use it and every payment service provider should offer this sort of security for peace of mind. Reviewed on: 27th May 2025

Easy payment portal which connects with nearly all c...

5
Easy payment portal which connects with nearly all companies! Reviewed on: 27th May 2025

I have always had a great experience when purchasing...

5
I have always had a great experience when purchasing via PayPal and is is my preferred choice when making purchases. Reviewed on: 27th May 2025

Quick and easy!

5
Easy to apply for. Quick and secure checkout.Easy to navigate site. Reviewed on: 27th May 2025

Never had a problem or concern.

5
Never had a problem or concern. Always professional and transparent in all they do Reviewed on: 27th May 2025

I use PayPal Credit regularly, its a very useful tool.

5
I use PayPal Credit regularly, its a very useful tool. Any issues and they help you out. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22347 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products