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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,172 reviews, last reviewed 12th Apr 2026
771200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal offers me the flexibility I need, giving me t... PayPal offers me the flexibility I need, giving me three options using my PayPal account - paying direct from my bank account, PayPal credit or pay in... Read more Reviewed on: 12th April 2026
Candy CL's avatar
Candy CL

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59172)

fine but not sure I have as much protection when pay...

5
fine but not sure I have as much protection when paying for something now Reviewed on: 7th April 2026
Wendy's avatar
Wendy

Offers plenty of flexibility when shopping online

5
Offers plenty of flexibility when shopping online Reviewed on: 7th April 2026
Juan's avatar
Juan

Very reliable merchant.

5
Very reliable merchant. I will choose PayPal over an over again. Reviewed on: 7th April 2026
Michael F's avatar
Michael F

It was easy to use at payment transaction

5
It was easy to use at payment transaction Reviewed on: 7th April 2026
Valerie D's avatar
Valerie D

Money Transfers PayPal

5
PayPal is excellent for foreign exchange to other countries. Efficient and good value. Very visual Reviewed on: 7th April 2026
David A's avatar
David A

Never any problems excellent value especially the po...

5
Never any problems excellent value especially the points Reviewed on: 7th April 2026
Kevin B's avatar
Kevin B

Used PayPal for years now And is great!

5
Used PayPal for years now And is great! Reviewed on: 7th April 2026
Elliot M's avatar
Elliot M

I find PayPal to be a very reliable, quick and easy...

5
I find PayPal to be a very reliable, quick and easy way to shop online. Reviewed on: 7th April 2026
Callum B's avatar
Callum B

Good service friendly customer support

5
Good service friendly customer support Reviewed on: 7th April 2026
Robert Judge's avatar
Robert Judge

Great rates and customer service experience

5
PayPal credit offered better long term rates for my purchase than I could get from my bank at the time. I’ve since used the 4 months 0% as a way to spread the cost of items. Customer service was quick to respond to questions that I had. Reviewed on: 7th April 2026
MEON's avatar
MEON

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