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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59171 reviews)

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4.91

Based on 59,171 reviews, last reviewed 12th Apr 2026

771100% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

For me, PayPal gives me a peace of mind whenever am... For me, PayPal gives me a peace of mind whenever am paying for goods or services using PayPal. Am always happy to see PayPal as a payment options, I l... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59171)

A credit to PayPal

I have used PayPal Credit for a number of years now and have found it to be a great help. It’s a great buffer for when you find yourself in tight spot with bills and need to make some extra purchases. The 4 months at 0% is very fair and I like that it’s a consistent time frame to pay back. Reviewed on: 7th April 2026

Easy to use and always reliable

Easy to use and always reliable Reviewed on: 7th April 2026

PayPal is super easy and able to be used across mult...

PayPal is super easy and able to be used across multiple platforms. I love how it can be loaded with multiple cards so I can use it to pay from multiple bank accounts. It has also been extremely helpful with some faulty goods and getting a refund back from a supplier that was not very helpful. It's very rare online that I don't use PayPal now. Reviewed on: 7th April 2026

Easy and safe to use gives me piece of mind

PayPal is easy to use and all notifications are clear also gives options of pay now or in three and Paypal credit has saved me a few times in the past to . It’s a secure safe way to keep your finances in check Reviewed on: 7th April 2026

Easy to use app, whole platform miles online shoppin...

Easy to use app, whole platform miles online shopping easier and safer. Reviewed on: 7th April 2026

Easy transition, payments and services

Easy transition and payments I will recommend to anyone. Reviewed on: 7th April 2026

I love the facilities that PayPal privide

I love the facilities that PayPal privide Reviewed on: 7th April 2026

Always use it, very convenient and helps when everyt...

Always use it, very convenient and helps when everything and cost of living is so high Reviewed on: 7th April 2026

PayPal is a very useful

PayPal is a very useful way of paying online. And PayPal credit has been super useful for paying for larger purchases over a few months. Reviewed on: 7th April 2026

Excellent

Easy to use app, great customer service Reviewed on: 7th April 2026

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