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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148188)

Honest feedback

Great experience with 5he service a d custer tesm Reviewed on: 20th June 2026

Quick and easy services, ideal for small.

Quick and easy services, ideal for small.and big shopping on card limit so suitable for all Reviewed on: 20th June 2026

Never ever have an issue with PayPal always works, a...

Never ever have an issue with PayPal always works, always handles payments excellently and security second to none. Great user friendly app and never fails to keep you Informed about refunds and purchases. Reviewed on: 20th June 2026

Great company,easy too use,great customer service.

Great company,easy too use,great customer service. Reviewed on: 20th June 2026

PayPal Credit is a flexible credit line that allows...

PayPal Credit is a flexible credit line that allows you to make purchases now and pay for them later in manageable installments. Reviewed on: 20th June 2026

PayPal credit is excellent value for money flexible...

PayPal credit is excellent value for money flexible payments plus they do a pay in 3 monthly installments you can use and spend anywhere very easy to apply Reviewed on: 20th June 2026

Convenient. Easy to manage.

Convenient. Quick. Low barriers. Easy to manage payments etc. Reviewed on: 20th June 2026

Just a really good additions and supportive during f...

Just a really good additions and supportive during festive periods Reviewed on: 20th June 2026

Super safe shopping

I always pay with PayPal where I can, pay in 3 instalments is awesome and allows me to purchase items I normally couldn’t afford plus with the bonus of safe shopping. Reviewed on: 20th June 2026

Easy to set up and to use No complaints so...

Easy to set up and to use No complaints so far Reviewed on: 20th June 2026

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