Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

I love PayPal because of all the options they give y...

I love PayPal because of all the options they give you for payment and is very easy to use I would recommend to anyone Reviewed on: 27th May 2025

So many different ways to pay with Paypal

So many different ways to pay with Paypal, always a good fit for any payment Reviewed on: 27th May 2025

I’ve had PayPal for almost two years now and I have...

I’ve had PayPal for almost two years now and I have had no issues. Reviewed on: 27th May 2025

Trustable

I always prefer to use PayPal, it's trustable app. Reviewed on: 27th May 2025

Very helpful service and trustworthy

Very helpful service and trustworthy. I use it with almost all merchants Reviewed on: 27th May 2025

PayPal Credit

Have dealt with PayPal for some time and always good customer service and find it easier to pay for items. Reviewed on: 27th May 2025

Paypal is a very reputable, reliable, trustworthy an...

Paypal is a very reputable, reliable, trustworthy and customer focused company. Reviewed on: 27th May 2025

Safe and secure transactions and a great lender

Helped me a lot in a variety of transactions with a wide degree of flexibility and confidence in secure handling of payments Reviewed on: 27th May 2025

Never had a problem if any issues happened they wer...

Never had a problem if any issues happened they were dealt with quickly and efficiently Reviewed on: 27th May 2025

PayPal the only way to pay

Every time I’ve had a problem with a seller refunding PayPal has refunded swiftly. I always use PayPal as my preferred way of paying for the protections it offers buyers Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 2.04 from 5 reviews
Clubcard credit cards
from Tesco Bank 3.99 from 319 reviews
Credit Card
from Tymit 4.70 from 155 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub