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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,236 reviews, last reviewed 12th Apr 2026
776800% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service. Great service. Easy and quick to use Reviewed on: 12th April 2026
Sharon W's avatar
Sharon W

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59236)

I've always used paypal and always will

5
I've always used paypal and always will Reviewed on: 7th April 2026
Matt's avatar
Matt

Never had a problem with PayPal.

5
Never had a problem with PayPal. Always been reliable and never let me down. Reviewed on: 7th April 2026
Tony W's avatar
Tony W

Paypal excellent service, brilliant customer service

5
Paypal excellent service, brilliant customer service Reviewed on: 7th April 2026
Adam C's avatar
Adam C

User friendly and fuss free.

4
User friendly and fuss free. The App is straightforward to use and it's very easy to make payments Reviewed on: 7th April 2026
Em's avatar
Em

So easy to use and can be used in so many stores.

5
So easy to use and can be used in so many stores. The debit card function has been a great addition and the ability to pay in 3 in very useful for larger or unexpected purchases. It also feels a very secure say to pay. Reviewed on: 7th April 2026
Jacinta E's avatar
Jacinta E

Easy to manage app, there when you need it with mana...

5
Easy to manage app, there when you need it with manageable payments. Reviewed on: 7th April 2026
n c's avatar
n c

Easy to use, and very convenient

5
Easy to use, and very convenient Reviewed on: 7th April 2026
Kevin M's avatar
Kevin M

Easy, flexible, interest free credit.

5
Easy, flexible, interest free credit. Accepted by many online retailers, convenient & simple. Reviewed on: 7th April 2026
Orps's avatar
Orps

Easy to use, great to have an interest free option o...

5
Easy to use, great to have an interest free option over the first few months after spending too! Reviewed on: 7th April 2026
Platinum Catering 's avatar
Platinum Catering

Buying my e bike was very easy, 0% over 4 years.

5
Buying my e bike was very easy, 0% over 4 years. The bike was delivered in 2 days one of them being a bank holiday. Would definitely use PayPal again Reviewed on: 7th April 2026
Ian E's avatar
Ian E

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