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PayPal: PayPal Credit reviews

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4.91
Based on 59,189 reviews, last reviewed 12th Apr 2026
772800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple & Easy Easy to use - can see instantly what you have spent & keep track of expenses . Paypal App also easy to understand Reviewed on: 12th April 2026
Jackie's avatar
Jackie

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59189)

PayPal is super easy and able to be used across mult...

5
PayPal is super easy and able to be used across multiple platforms. I love how it can be loaded with multiple cards so I can use it to pay from multiple bank accounts. It has also been extremely helpful with some faulty goods and getting a refund back from a supplier that was not very helpful. It's very rare online that I don't use PayPal now. Reviewed on: 7th April 2026
Rich L's avatar
Rich L

Easy and safe to use gives me piece of mind

5
PayPal is easy to use and all notifications are clear also gives options of pay now or in three and Paypal credit has saved me a few times in the past to . It’s a secure safe way to keep your finances in check Reviewed on: 7th April 2026
A satisfied customer 's avatar
A satisfied customer

Easy to use app, whole platform miles online shoppin...

5
Easy to use app, whole platform miles online shopping easier and safer. Reviewed on: 7th April 2026
Gaz R's avatar
Gaz R

Easy transition, payments and services

5
Easy transition and payments I will recommend to anyone. Reviewed on: 7th April 2026
Jason's avatar
Jason

I love the facilities that PayPal privide

5
I love the facilities that PayPal privide Reviewed on: 7th April 2026
Leanne 's avatar
Leanne

Always use it, very convenient and helps when everyt...

5
Always use it, very convenient and helps when everything and cost of living is so high Reviewed on: 7th April 2026
Gail b's avatar
Gail b

PayPal is a very useful

5
PayPal is a very useful way of paying online. And PayPal credit has been super useful for paying for larger purchases over a few months. Reviewed on: 7th April 2026
Jen C's avatar
Jen C

Excellent

5
Easy to use app, great customer service Reviewed on: 7th April 2026
Karen I's avatar
Karen I

Hakuna Matata

5
Using the PayPal pay in 3 has now given me the chance to get the PayPal credit. When deciding that PayPal credit was an option it was very easy to apply for. No hassles. Straight forward. Reviewed on: 7th April 2026
Neal H's avatar
Neal H

They set clear boundaries and know your limit .

5
They set clear boundaries and know your limit . Any queries you need answering are answered very quickly and efficiently. Reviewed on: 7th April 2026
Michelle B's avatar
Michelle B

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