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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Very convenient way to pay

5
Very convenient way to shop online via a trusted source. Payment processing is straightforward and easy to access. Reviewed on: 27th May 2025

Super easy.

5
Super easy. Low interest and can pay at most of online shops. Good buyer protection with refund option. Reviewed on: 27th May 2025

fast, reliable services.

5
any problem i've had with the payments to buy good was sorting super quick, support is grat, fast. Reviewed on: 27th May 2025

Been using for a while very easy and good to use and...

5
Been using for a while very easy and good to use and they are always there to help Reviewed on: 27th May 2025

It’s easy to use, simple and convenient.

5
It’s easy to use, simple and convenient. Update to online statements Reviewed on: 27th May 2025

Great service.

5
Great service. Very helpful, always easy to transfer money Reviewed on: 27th May 2025

Paypal is a great way of paying.

4
Paypal is a great way of paying, only one issue is payment when they didn't collect my direct debit and they affected my credit score for none payment! Reviewed on: 27th May 2025

Used PayPal for years, great service

5
Used PayPal for years, great service Reviewed on: 27th May 2025

Easy to use, understand and good timeframe for payments

5
Easy to use, understand and good timeframe for payments Reviewed on: 27th May 2025

Always the simplest and most flexible way to pay.

5
Always the simplest and most flexible way to pay. I always know my transactions are safe with Pay Pal. Reviewed on: 27th May 2025

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