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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148133 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148134)

Good for having more time to pay, but high interest...

Good for having more time to pay, but high interest rates Reviewed on: 20th June 2026

Fantastic

It is very good and it enables me to make flexible payments and its very easy to use and secure. Reviewed on: 20th June 2026

No other credit facility is as good

No other credit facility is as good Reviewed on: 20th June 2026

I have had a great experience using PayPal.

I have had a great experience using PayPal. The platform is easy to navigate, and sending or receiving payments is quick and convenient. I especially appreciate the added layer of security when shopping online, as it gives me peace of mind knowing my financial information is protected. Customer support has been helpful whenever I’ve had questions, and the buyer protection features make online transactions feel much safer. Overall, PayPal is a reliable and user-friendly service that I would highly recommend to anyone looking for a secure way to manage payments online. Reviewed on: 20th June 2026

I have always had any issues resolved very quickly a...

I have always had any issues resolved very quickly and straight forward. Reviewed on: 20th June 2026

It easy to checkout, I like the pay on.

It easy to checkout, I like the pay on. 3 option. Reviewed on: 20th June 2026

Simple to use. There if needed. Would recommend

Simple to use. There if needed. Would recommend to people. Reviewed on: 20th June 2026

PayPal is the best and only one I trust

Used PayPal for many years now, had no problems and even use PayPal credit, its so good Reviewed on: 20th June 2026

Love PayPal, it’s convenient and enables me to budge...

Love PayPal, it’s convenient and enables me to budget my money better Reviewed on: 20th June 2026

Excellent provider

Have had a few queries before and both were sorted very quickly without hesitation. PayPal Credit gives me the option to spread the cost of bigger items, at 0% or by splitting into 3 equal monthly payments - it’s very handy. It also saves me some time for checking out with saved details. I also think they are best for competitions and rewards too, having won some prizes in a recent campaign. Reviewed on: 20th June 2026

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