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PayPal: PayPal Credit reviews

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4.91
Based on 59,236 reviews, last reviewed 12th Apr 2026
776800% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service. Great service. Easy and quick to use Reviewed on: 12th April 2026
Sharon W's avatar
Sharon W

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59236)

I have never had a problem with PayPal

5
I have never had a problem with PayPal, I have their apps on my phoneand tablet which work reliably, and PayPal Credit is easy to use and I can check my balance easily. PayPal Credit is a great way to manage my finances. Reviewed on: 7th April 2026
Anthony S's avatar
Anthony S

Is reliable.

5
Is reliable. Always There when I need it. Rates are quite high though. Should have adjustable rates for long time users Reviewed on: 7th April 2026
Tom Lawson's avatar
Tom Lawson

Very helpful to have PayPal credit when purchasing l...

5
Very helpful to have PayPal credit when purchasing larger items, and paying off the following month. Reviewed on: 7th April 2026
Stevie g's avatar
Stevie g

Well paypal credit saved my life ...

5
Well paypal credit saved my life when i needed a bed for my daughter and needed a cooker desperately and had no other way of raising the money to afford them and it was so quick and easy to use its the best credit out there with fantastic communications i have no other words for how much i love this company. Reviewed on: 7th April 2026
MR C's avatar
MR C

Always reliable.

4
Always reliable. Never any issues with payments or other transactions. Reviewed on: 7th April 2026
katetownley29@icloud.com's avatar
[email protected]

I love the simplicity of PayPal.

5
I love the simplicity of PayPal. The app is user friendly and everything can be done with minimal fuss. It’s a great way to pay for items and manage my money. Reviewed on: 7th April 2026
Ryan D's avatar
Ryan D

PayPal is very good and most certainly convenient th...

5
PayPal is very good and most certainly convenient the only issue I have with the service is when you pay for something it takes quite a while to leave your bank account which can sometimes leave you overdraft when you forget about the transaction Reviewed on: 7th April 2026
Peter W's avatar
Peter W

Easy to use,no hassle,no problem, excellent service.

5
Easy to use,no hassle,no problem, excellent service. Reviewed on: 7th April 2026
James A's avatar
James A

Easy to use and comes in very handy

5
Easy to use and comes in very handy Reviewed on: 7th April 2026
Graeme A M's avatar
Graeme A M

Easy to use, flexible payment options

5
Easy to use, flexible payment options Reviewed on: 7th April 2026
Steve's avatar
Steve

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