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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148109)

PayPal credit is a quick and easy way to make payments

PayPal credit is a quick and easy way to make payments and be able to pay later when making a purchase. It’s easier than using an everyday credit card as you can just select the option when you log in and are not having to remember card or security numbers. It’s easy to see what you owe and when all in one place in the app Reviewed on: 20th June 2026

I am using it from long time and the paylater is bes...

I am using it from long time and the paylater is best option to buy phones and that to with no intrest on for ling term. Reviewed on: 20th June 2026

Really flexible and handy for planning finance

Really flexible and handy for planning finance Reviewed on: 20th June 2026

Great company.

Great company. Never had any problems with them. Recommend Reviewed on: 20th June 2026

Fast, easy and it just works!

I needed to buy an item from the United States, my own debit card wouldn't work as it wasn't set up to use internationally. I saw the PayPal option and decided to use the credit facility as it would offer me more protection just in case I didn't receive the item or or was defective. It literally took me less than 5 minutes from staying my application until I had my purchases made. Unbelievable speed! I most definitely recommend PayPal. Reviewed on: 20th June 2026

Very good service,, easy to use.

Very good service,, easy to use. Reviewed on: 20th June 2026

PayPal is so flexible and really supports me in my d...

PayPal is so flexible and really supports me in my day to day finances. I love the flexibility that I can use either a PayPal debit card or PayPal credit card through Apple Pay or choose PayPal and pay over 3 months. The flexibility is so unique and customer friendly. Would highly recommend. Reviewed on: 20th June 2026

Easy, convenient and safe!

Easy, convenient and safe! Love PayPal use it for pretty much every purchase now. Reviewed on: 20th June 2026

Great service and safety when purchasing

Great service and safety when purchasing Reviewed on: 20th June 2026

Never had any problems, support is helping right awa...

Never had any problems, support is helping right away, everything is secure.suits my financial needs better than any bank Reviewed on: 20th June 2026

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