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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Never had any issues rang customer service a few tim...

Never had any issues rang customer service a few times too and they have always been informative and helpful Reviewed on: 27th May 2025

Variable and flexible options , interest free period...

Variable and flexible options , interest free periods on purchases and lots of stores and shops online to utilise the service Reviewed on: 27th May 2025

Very useful tool

Very useful to send money to friends and small businesses, either local or in different currency, manage multiple bank accounts/cards in one same place Reviewed on: 27th May 2025

Great service!

Used PayPal credit to soften the blow of a few larger purchases this year taking advantage of the 4 months interest free deal and couldn’t be happier, great service! App is very user friendly, easy to set up direct debits, make payments, and keep track of everything! Will always recommend to friends and family! Reviewed on: 27th May 2025

I mainly use PayPal as my choice of payment.

I mainly use PayPal as my choice of payment. I love the security and ease of the service. I’ve been using PayPal since it was introduced and haven’t looked back. Reviewed on: 27th May 2025

Great customer services

Great customer services and a good range of ways to pay Reviewed on: 27th May 2025

paypal a useful tool - a good way to pay for items e...

paypal a useful tool - a good way to pay for items especially from Internet Reviewed on: 27th May 2025

I have enjoyed the flexibility of PayPal credit how...

I have enjoyed the flexibility of PayPal credit how easy the system is to use my only negative issue is that a retailer didn’t ship to me and despite raising a case they found this in sellers advantage and I’ve had to pay for the non recorded goods. Reviewed on: 27th May 2025

I find paypal very good, easy to use and very helpfu...

I find paypal very good, easy to use and very helpful if you want spread the cost on items you want to buy. Reviewed on: 27th May 2025

Fast and easy way to buy and pay later.

Fast and easy way to buy and pay later. Just wish you had the option of paying within 6 months rather than 4. Reviewed on: 27th May 2025

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