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PayPal: PayPal Credit reviews

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4.91
Based on 59,278 reviews, last reviewed 12th Apr 2026
780600% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for over 20 years now and it'... I've been using PayPal for over 20 years now and it's always been a good service Reviewed on: 12th April 2026
Andy's avatar
Andy

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59278)

Earning points when you spend is great.

5
Earning points when you spend is great. Reviewed on: 7th April 2026
Sarah's avatar
Sarah

Best fairest credit service ever

5
Been using PayPal for their credit and pay in 3 services for years had no problems whatsoever they lay out everything easy to understand what you have to pay and when helped me a lot over the years and I’m very thankful for all I’ve been able to do with their help in my opinion the best credit service there is bar non Reviewed on: 7th April 2026
Steve m's avatar
Steve m

An all in one tin.

5
You get what it says on the tin and without any leaks!! Reviewed on: 7th April 2026
Dave Thompson's avatar
Dave Thompson

Excellent service

5
Can't fault the service. Easy to set up and use. Payment reminders put in place. Reviewed on: 7th April 2026
Heather E's avatar
Heather E

Very very helpful, always here to help when needed

5
Very very helpful, always here to help when needed Reviewed on: 7th April 2026
Donna B's avatar
Donna B

PayPal is easy and clear way to pay for things.

5
PayPal is easy and clear way to pay for things. It offers reassurance with online spending. Communication is good and you can speak with a human if you need to. It's such a well recognised brand, thats supported by so many companies. Reviewed on: 7th April 2026
FarrellFraggle's avatar
FarrellFraggle

PayPal Credit has been really useful for me.

5
PayPal Credit has been really useful for me. The 0% interest period makes it easy to spread the cost, and it’s super quick and simple to use at checkout. I like having the flexibility without needing a credit card. As long as you pay it off in time, it’s a great option. Reviewed on: 7th April 2026
Carms's avatar
Carms

Excellent service.

5
Excellent service. Use them for every online purchase Reviewed on: 7th April 2026
Patricia C's avatar
Patricia C

I like the interest free 4 months when spending over...

5
I like the interest free 4 months when spending over £100 on PayPal credit Reviewed on: 7th April 2026
Gail M's avatar
Gail M

Customer service needs improvement, some human inter...

5
Customer service needs improvement, some human interaction for complex issues Reviewed on: 7th April 2026
Nelly's avatar
Nelly

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