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PayPal: PayPal Credit reviews

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4.90
Based on 59,323 reviews, last reviewed 12th Apr 2026
784600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective and easy to use PayPal Credit is a very effective and easy way to manage daily bills and finances Reviewed on: 12th April 2026
David J's avatar
David J

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59323)

Brilliant secure app for this elderly person

5
Use PayPal regularly, as an elderly person it saves me a lot of hassle ie finding card, address details etc. Once had a query, sorted efficiently in the end. Have app, security good, often code sent to phone to verify it’s me applying. Brilliant method of payment. Reviewed on: 7th April 2026
Jen M's avatar
Jen M

Handled a charge back very quickly

5
Handled a charge back very quickly Reviewed on: 7th April 2026
Sam b's avatar
Sam b

Using Paypal is peace of mind with quick support and...

5
Using Paypal is peace of mind with quick support and saftey for buying online Reviewed on: 7th April 2026
Mitesh 's avatar
Mitesh

The Excellence of PayPal

5
I always use for PayPal when I can fast convenient and secure when ordering or paying bills it’s so easy instead of completing my personal details and bank details everytime Reviewed on: 7th April 2026
Roger L's avatar
Roger L

Life Saver.

5
I’ve been using PayPal Credit for a while now and it has been incredibly convenient. The 6-month interest-free period on purchases over £99 is a lifesaver for larger expenses. It integrates seamlessly with my existing PayPal account, making checkout fast and easy. As long as you pay it off within the promotional window, it’s an excellent tool for managing cash flow. Reviewed on: 7th April 2026
Paul J's avatar
Paul J

Great service clear communication

5
Great service clear communication Reviewed on: 7th April 2026
Kosna B's avatar
Kosna B

I am customer from long time.

5
I am customer from long time.Trust ,safety,easy and the most important protected..Now with the card chip and have all freedom and flexibility which I need. Reviewed on: 7th April 2026
Dragomir N's avatar
Dragomir N

Great service easy to use PayPal

5
Great service easy to use PayPal Reviewed on: 7th April 2026
Juned Aladh's avatar
Juned Aladh

First class credit provider who also provides securi...

5
First class credit provider who also provides security for customers daily purchase transactions Reviewed on: 7th April 2026
Philip Bowden's avatar
Philip Bowden

Great Safe way of shopping on line never once been s...

5
Great Safe way of shopping on line never once been scammed or lost money and the 1 time I had an issue it was resolved in under 5 mins Reviewed on: 7th April 2026
Keith M's avatar
Keith M

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