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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148037 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148037)

It gives me flexibility in paying paying back.

It gives me flexibility in paying paying back. Reviewed on: 20th June 2026

Great credit service with options like Klarna as wel...

Great credit service with options like Klarna as well as long running credit plans. I wish the hierarchy that applies when payments are made (you don’t choose what it allocates to) was more transparent for the consumer. Reviewed on: 20th June 2026

Safe as houses

I’ve used PayPal for many many years and have total and utter faith in the Service. Reviewed on: 20th June 2026

better then a bank

Trust pay pal more then my bank even eBay is worse now they have split Reviewed on: 20th June 2026

Amazing experience with pay later services.

Amazing experience with pay later services. Reviewed on: 20th June 2026

I like everything about Paypal and services is very...

I like everything about Paypal and services is very good and i enjoy I like to say thank you very much Reviewed on: 19th June 2026

Can always rely on customer support

Can always rely on customer support Reviewed on: 19th June 2026

Excellent

Easy to use and convenient. Would recommend Reviewed on: 19th June 2026

Efficient and quick.

Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026

PayPal has been excellent with PayPal credit and pay...

PayPal has been excellent with PayPal credit and pay in three, making large purchases more convenient. Also PayPal makes shopping online so easy and safer. Reviewed on: 19th June 2026

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