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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

I have been using PayPal credit for years and it is...

I have been using PayPal credit for years and it is quick, effective and does the job smoothly. Reviewed on: 19th June 2026

I love their installment options.

I love their installment options and that most retailers accept PayPal. I like things all in one place. Reviewed on: 19th June 2026

I've used it for a long time and can make inline iss...

I've used it for a long time and can make inline issues easily. Reviewed on: 19th June 2026

All good so far thank you, haven’t had any issues

All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026

PayPal is simple to use, keeps you safe when shoppin...

PayPal is simple to use, keeps you safe when shopping online or paying people you don’t know and every time apart from once or twice, the customer service has been excellent Reviewed on: 19th June 2026

Perfect brilliant app, no complaints at all

Perfect brilliant app, no complaints at all Reviewed on: 19th June 2026

I have been using PayPal for a while now and its alw...

I have been using PayPal for a while now and its always good to split the amount you have to pay to 3 payments, specifically end of month :) its also good for sending money abroad or receiving money without any fees Reviewed on: 19th June 2026

I've been using Paypal credit for years now and have...

I've been using Paypal credit for years now and have nothing but good experience with it, can't fault it at all Reviewed on: 19th June 2026

There was an issue to begin with but now it is smoot...

There was an issue to begin with but now it is smooth sailing. Reviewed on: 19th June 2026

Good and very bad.

Usually very good had a problem with a payment no item sent and PayPal automatically sided with the seller and refused to do anything to get my money back now if i buy something from a new company I will not use PayPal I use my credit card as they give more protection when something goes wrong PayPal is not all it's cracked up to be in protection of the buyer who uses PayPal to purchase items. The usual things eBay sports direct takeaways all fine but you still have to be very wary of PayPal and sometimes the lack of protection as a buyer they will do nothing except side with the seller. Reviewed on: 19th June 2026

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