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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,377 reviews, last reviewed 12th Apr 2026
789600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The credit application was easy to complete. The credit application was easy to complete. The credit limit was set at a sensible starting point. I found the whole experience as positive one, and ... Read more Reviewed on: 12th April 2026
Patrick McCreanor's avatar
Patrick McCreanor

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59377)

Amazing offer .

5
Amazing offer . Very easy to use Reviewed on: 7th April 2026
Tomasz's avatar
Tomasz

Great to experience and very easy to use

5
Great to experience and very easy to use Reviewed on: 7th April 2026
Karl W's avatar
Karl W

PayPal the pal you can always rely upon

5
Easy to set up all details and steps to hand a great support online and over the phones Reviewed on: 7th April 2026
Mandie R's avatar
Mandie R

Very good .nice cutomer services

5
Always very good service.All time we contact paypal customer services good Reviewed on: 7th April 2026
Ammad s's avatar
Ammad s

Simple to use :)

5
I'm still new to using PayPal Credit, but it seems to be such an easy option to use: I can utilise the interest free period, or choose to pay my balance off early, which is very convenient. All-round, a good app and I'd recommend it to others. Reviewed on: 7th April 2026
Teri A's avatar
Teri A

It’s been great I would really recommend it!

5
It’s been great I would really recommend it! Great customer service and fast to Reviewed on: 7th April 2026
Pahul L's avatar
Pahul L

Very straight forward and a decision was made within...

5
Very straight forward and a decision was made within minutes. Reviewed on: 7th April 2026
Lisa K's avatar
Lisa K

Easy to use, 0% finance options.

5
Easy to use, 0% finance options. Reviewed on: 7th April 2026
Faik M's avatar
Faik M

good trustworthy experience, versatile delivery

5
good trustworthy experience, versatile delivery Reviewed on: 7th April 2026
Isla's avatar
Isla

Using PayPal

5
If the seller/provider won't accept PayPal then I don't bother buying from them, as I don't want to put my bank card details into the Internet. Reviewed on: 7th April 2026
Sarah Jappy 's avatar
Sarah Jappy

Review PayPal: PayPal Credit now

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