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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147981)

Great app very informative.

5
Great app very informative. Lots of notifications Reviewed on: 19th June 2026

Easy Peezy Lemon Squeezy

5
Easy Peezy Lemon Squeezy - I've never had it so good Reviewed on: 19th June 2026

Very good experience.

5
Very good experience. Really easy using the app Reviewed on: 19th June 2026

App very easy to use & good rates for finance...

5
App very easy to use & good rates for finance Reviewed on: 19th June 2026

I’ve been using Paypal for about 22 years and was on...

5
I’ve been using Paypal for about 22 years and was one of their first customers and I have nothing but good things to say about them even when the publicity became very negative. I’ve never had anything apart from great customer service and any time that has been a problem which has been rare in all that time I have had immediate resolution. Reviewed on: 19th June 2026

PayPal is quick and easy this I love

4
PayPal is quick and easy this I love Reviewed on: 19th June 2026

Does what it says, simple to manage

5
Does what it says, simple to manage Reviewed on: 19th June 2026

You're better off getting a Money transfer elsewhere!

1
PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off getting a Money transfer from any other banks! Reviewed on: 19th June 2026

No problem so far with palpqlcredit

5
No problem so far with palpqlcredit Reviewed on: 19th June 2026

Great App

5
Easy to use and deal with.always choose when paying if I can as know will always have support Reviewed on: 19th June 2026

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