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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,466 reviews, last reviewed 12th Apr 2026
797700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have to have it Easy process, confident in using the service, makes your life easy, 4 months installment without fees and without request is a no brainer. Reviewed on: 12th April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59466)

It has been so great for me

4
PayPal credit has been so great for me the only thing I would like is if I could use it to pay for things in store or for paying for a service or paying a person. But it’s been very useful when I didn’t have large sums of money to spend immediately. Reviewed on: 7th April 2026
Maria H's avatar
Maria H

I use PayPal anytime I want to pay for something onl...

5
I use PayPal anytime I want to pay for something online it's my go to payment method Reviewed on: 7th April 2026
Nigel H's avatar
Nigel H

Good options and credit card gives more ways to pay

5
Good options and credit card gives more ways to pay Reviewed on: 7th April 2026
Yusuf M's avatar
Yusuf M

Flexible & straightforward to use.

5
Flexible & straightforward to use with lots of different options to pay. Even better now that you can have a physical credit & debit card. Reviewed on: 7th April 2026
godzed@aol.com's avatar
[email protected]

Absolutely fantastic never had an issue would highly...

5
Absolutely fantastic never had an issue would highly recommend Reviewed on: 7th April 2026
Ken's avatar
Ken

Very easy to pay back in 3-4 months.

5
Very easy to pay back in 3-4 months. Excellent costumer service if you have any problems. Reviewed on: 7th April 2026
Bogdan C's avatar
Bogdan C

Easy to use service.

4
Easy to use service. A good range of flexible payment options. Reviewed on: 7th April 2026
Thomas Burton's avatar
Thomas Burton

Best Financial app

5
I have been using PayPal quite a while and i have fantastic experience and i think he best finance app. Reviewed on: 7th April 2026
Md's avatar
Md

Very good, offer a lot of products

5
Very good, offer a lot of products Reviewed on: 7th April 2026
Joshua B's avatar
Joshua B

PayPal is great safe and easy

5
PayPal is great safe and easy use for year now never a problem Reviewed on: 7th April 2026
Ana Powell's avatar
Ana Powell

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