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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147943)

Always very helpful when needed always have peace of...

Always very helpful when needed always have peace of mind when paying with paypal Reviewed on: 19th June 2026

Excellent service and ease of use

Excellent service and ease of use Reviewed on: 19th June 2026

Easy to set up fast and efficient

Easy to set up fast and efficient Reviewed on: 19th June 2026

Transparency

Room improvement try harder more accesible attentive Reviewed on: 19th June 2026

Connecting family and friends across the world

I find PayPal and easy and convenient way to send and receive money to family and friends all across the world, free of charge Reviewed on: 19th June 2026

Easy to use and a great way of spreading costs for h...

Easy to use and a great way of spreading costs for higher value purchases! I e used this for flights, hotels and more over the year, it’s fantastic. Reviewed on: 19th June 2026

Simple and great user experience.

Simple and great user experience. Reviewed on: 19th June 2026

Always smooth and easy.

Always smooth and easy. Not had a poor experience in all the years that I've been using Paypal, from the early days with Ebay to no with the credit, the card and on phone pay ability Reviewed on: 19th June 2026

Quite robust and innovative

The service is robust and innovative even with the recent credit card facility. Reviewed on: 19th June 2026

Never really had any issues, does what I need it to.

Never really had any issues, does what I need it to. Reviewed on: 19th June 2026

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