Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 59,504 reviews, last reviewed 12th Apr 2026
801200% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy PayPal customer. I've been a PayPal Credit customer since I applied and I'm very pleased with the service. From the start, I received an 18-month 0% interest offer, wh... Read more Reviewed on: 12th April 2026
Adrianna's avatar
Adrianna

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59504)

Never had a bad experience and easy to get hold of c...

5
Never had a bad experience and easy to get hold of customer service Reviewed on: 7th April 2026

Frequently use this service and find it convenient a...

5
Frequently use this service and find it convenient and reliable . Reviewed on: 7th April 2026

all good straight forward easy to...

5
all good straight forward easy to operate Reviewed on: 7th April 2026

PayPal - easy peasy squeeze the lemon!

5
PayPal - easy peasy squeeze the lemon! Reviewed on: 7th April 2026

I have had PayPal credit for years I don’t know what...

5
I have had PayPal credit for years I don’t know what I would do without it Reviewed on: 7th April 2026

Simple short-term interest free credit.

5
PayPal credit is so useful if you want to spread the cost of something. There is no interest to pay if you make your final payment by the deadline. Reviewed on: 7th April 2026

Very good pal service and I had a...

5
I’m really happy to use Pay pal service and I had a very good experience with customer service and highly recommended Reviewed on: 7th April 2026

Easy and convenient to use.

5
Easy and convenient to use. App is great for making payments for purchase and sending and receiving money Reviewed on: 7th April 2026

shopping with paypal.

5
feel safe ordering goods through my pay pal account ,knowing if there’s a problem, paypal will be there to fight my corner. pay in 3 to help out when funds are a bit low, absolutely nothing to complain about Reviewed on: 7th April 2026

Great and safe way to pay when shopping online and i...

5
Great and safe way to pay when shopping online and in store Reviewed on: 7th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review