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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147910 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147910)

I recently used PayPal Credit to make a much-needed...

I recently used PayPal Credit to make a much-needed purchase, and the 0% APR offer was an absolute lifesaver. It gave me the financial flexibility to buy exactly what I needed right away without worrying about hefty interest charges. The application was quick, checkout was seamless, and managing the payments is incredibly easy. Truly a fantastic tool for smart budgeting! Reviewed on: 19th June 2026

great company to work with, ability to buy products...

great company to work with, ability to buy products in instalments is very helpful Reviewed on: 19th June 2026

3 monthly pay zero interest is a fantastic help when...

3 monthly pay zero interest is a fantastic help when things are a little bit tight. Always somebody to sort any problems out you have straight away. I recently got stung by a scam. PayPal was quick interaction and got my money straight back for me. Reviewed on: 19th June 2026

I have not had any issues with PayPal.

I have not had any issues with PayPal. My experience has been seamless and pleasant. Reviewed on: 19th June 2026

Use paypal pretty much every day.

Use paypal pretty much every day. Solid platform and its Used everywhere. Id be cautious of the credit. If you use it id keep Reviewed on: 19th June 2026

0% interest over 4 months is great when unexpected e...

0% interest over 4 months is great when unexpected expenses arise. Reviewed on: 19th June 2026

Great and convenient way to purchase what you need.

Great and convenient way to purchase what you need. The different payment options are always useful. Reviewed on: 19th June 2026

unatherized payments taken from account

unatherized payments taken from account Reviewed on: 19th June 2026

My only way to pay

Great way to pay for items with protection Reviewed on: 19th June 2026

Simple to use , easy to understand

Simple to use , easy to understand Reviewed on: 19th June 2026

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