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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147895 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147895)

All good at the moment very happy with the app the s...

All good at the moment very happy with the app the service provided clad of joint PayPal Reviewed on: 19th June 2026

Protect yourself with a PayPal Card.

I think PayPal should have done this a long time ago. If you prefer to pay with PayPal (as I do) then it you are double protected if you pay by having their payment card. Reviewed on: 19th June 2026

It’s great !

It’s great ! I love PayPal credit never had any issues with it Reviewed on: 19th June 2026

Fast and reliable.

Fast and reliable. No too much hassle when using the app Reviewed on: 19th June 2026

PayPal always reliable

Love pay in 3 and credit allows to purchase without interest Reviewed on: 19th June 2026

Always been great , I m happy with the service I get...

Always been great , I m happy with the service I get , would recommend Paypal to my family and friends Reviewed on: 19th June 2026

So easy to use and accesible without any fuss

So easy to use and accesible without any fuss Reviewed on: 19th June 2026

Such a reliable and trusted service with financial s...

Such a reliable and trusted service with financial safety measures in place and continued success and growth in the finance sector. Love it. Reviewed on: 19th June 2026

Very easy to use

I’ve found this app to be extremely easy to use and very user-friendly. The layout is clean and intuitive, making it simple to navigate and find exactly what you need. Everything is well organized, and even first-time users can get started without any confusion. The overall experience is smooth, efficient, and enjoyable. I would definitely recommend paypal to anyone looking for something straightforward and hassle-free. Reviewed on: 19th June 2026

PayPal credit is a useful tool to spread large costs...

PayPal credit is a useful tool to spread large costs into managable installments. It is great that no interest incurs if paid in 4 months. I'll keep using it for my online purchases of large amounts. Reviewed on: 19th June 2026

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