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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59546 reviews)

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4.90

Based on 59,546 reviews, last reviewed 12th Apr 2026

805300% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My personal opinion is its Simply the best, I love paypal, I always feel safe using it. My transactions are quick and easy. And it allows me to budget my payments to suit me. I can also keep a c... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59546)

Easy and safe

I like that you can send money easily without having to go through all the safety checks in the banking app it keeps the bank details safe paying through PayPal Reviewed on: 7th April 2026

Easy to use most places take it

Easy to use most places take it Reviewed on: 7th April 2026

A great experience so far

Has a been a great experience so far and I like the fact that refunds gets updated really fast Reviewed on: 7th April 2026

Quick and easy to set up.

Quick and easy to set up. Straight forward payment plan. Secure payments. Accepted almost everywhere. Reviewed on: 7th April 2026

Easy to manage via App, excellent level of customer...

Easy to manage via App, excellent level of customer information via email updates. Reviewed on: 7th April 2026

Security and peace of mind.

Security and peace of mind. That you are insured against bad sellers. Reviewed on: 7th April 2026

Exemplary.

Exemplary, in all matters. flawless experience. Reviewed on: 7th April 2026

A simple and straightforward way to borrow money

Application was easy and straightforward allowing me to make my purchase and repay over the set period. However I was able to settle the balance well within my budget. Reviewed on: 7th April 2026

Easy, efficient and for me the safest way to pay.

I’ve been with Paypal since the start and have always had excellent service, any issues I’ve experienced (not many over the years) have been resolved without any problems. Easy, efficient and safe! Reviewed on: 7th April 2026

Have been using PayPal for almost 20 years.

Have been using PayPal for almost 20 years. It’s my go to online payment system. It feels safe as a tank, the interface’s couldn’t be more user friendly and the instant, protected transfer of funds, to family or vendors, is the type of service I come to expect! Reviewed on: 7th April 2026

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