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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59578 reviews)

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4.90

Based on 59,578 reviews, last reviewed 12th Apr 2026

808200% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

so easy to use and the app on phone so... so easy to use and the app on phone so good Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59578)

I’m with PayPal almost 2 Gerard and loved

I’m with PayPal almost 2 Gerard and loved Reviewed on: 7th April 2026

Hassle free and easy to use.

Hassle free and easy to use. Quick way to pay with clear repaymenta Reviewed on: 7th April 2026

I got PayPal credit instantly when I couldn’t get cr...

I got PayPal credit instantly when I couldn’t get credit with any other providers. This was brilliant for my financial circumstances and love pay in 3 Reviewed on: 7th April 2026

It’s very safe n simple way to pay n you can trust P...

It’s very safe n simple way to pay n you can trust PayPal Reviewed on: 7th April 2026

It’s great to know exactly how much you are going to...

It’s great to know exactly how much you are going to spend for your budget over the month and they let you know each time you’ve spent and what’s left. Reviewed on: 7th April 2026

Love having PayPal

Using PayPal is so easy along with the app is an excellent combination.Used worldwide by many different companies having PayPal with you gives you access to items you don't have to pay for straight away.credit,pay in 3,transfer funds all good in my eyes plus addition of card,perfect Reviewed on: 7th April 2026

Regular Paypal user

I use PayPal on a regular basis for both purchasing and credit. Never have any issues and if I ever have had to contact customer services they have been able to answer my query instantly Reviewed on: 7th April 2026

Very quick process, it was over done with before I c...

Very quick process, it was over done with before I could blink. Reviewed on: 7th April 2026

Easy to manage, always kept up to date and the proce...

Easy to manage, always kept up to date and the process is made sinple. Reviewed on: 7th April 2026

PayPal are excellent

Having PayPal makes such a difference and cuts out a lot of stress.. You know they can be trusted to handle things properly. Reviewed on: 7th April 2026

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