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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147887 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147887)

I am logged in paypal from a while.

I am logged in paypal from a while. Recently i started using it and its so simple and easy to use. Reviewed on: 19th June 2026

Great card

No problems at all. Easy to use added to my wallet no problem Reviewed on: 19th June 2026

I like using PayPal I feel like its the most secure...

I like using PayPal I feel like its the most secure way to pay Reviewed on: 19th June 2026

Really good service

I have been using PayPal for a lot of years and I’ve always found it helpful and very useful for purchasing items and allowing me to break payments down to manageable amounts. Reviewed on: 19th June 2026

Very friendly folk if I ever needed to contact them...

Very friendly folk if I ever needed to contact them plus the system is so straightforward to use, and that's a big plus for us old folk!!!!!!! Reviewed on: 19th June 2026

Reliable & easy to use.

Reliable & easy to use. Good offers to spread payments Reviewed on: 19th June 2026

If there is ever a problem, PayPal are super fast to...

If there is ever a problem, PayPal are super fast to assist with anything they can. Excellent customer service Reviewed on: 19th June 2026

Peace of mind is crucial when shopping online.

Peace of mind is crucial when shopping online. That's why I am excited to highlight how PayPal offers a straightforward and secure way to manage my transactions, ensuring a more confident online shopping experience. With PayPal, i can enjoy protected payments through a simple and secure process. That offers the flexibility of PayPal Credit, providing an additional option for managing my purchases. Furthermore, linking your cards to the PayPal app is a quick and easy way to streamline my payment methods. Beyond secure transactions, the PayPal app also empowers me to track all my parcel deliveries in one convenient location. This integrated feature allows me to stay updated on my orders, giving me greater assurance throughout the entire shopping journey. I believe that these features contribute to a more secure and convenient online shopping experience. Reviewed on: 19th June 2026

Very happy with the service, quick and easy app to...

Very happy with the service, quick and easy app to use Reviewed on: 19th June 2026

A Secure payment service, with credit features.

Offers secure payment service, Credit options and online access to payments 24/7. Reviewed on: 19th June 2026

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