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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59612 reviews)

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4.90

Based on 59,612 reviews, last reviewed 13th Apr 2026

811100% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Smooth and easy to use . Smooth and easy to use . App works well. Cant find a fault Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59612)

Reliable Service with Prompt Issue Resolution

I’ve had a positive experience using PayPal. Their platform is easy to use, secure, and widely accepted, which makes managing payments very convenient. What stands out the most is their customer support, they’ve consistently resolved any issues I’ve had in a timely and efficient manner. It’s reassuring to know that when something goes wrong, they handle it quickly and professionally. Overall, PayPal is a reliable service that I trust for both personal and online transactions. Reviewed on: 7th April 2026

Safly shopping with PayPal.

I have always had professional and friendly service. It's eazy to use, I often don't pay for a product if I can't pay though PayPal. Reviewed on: 7th April 2026

Faultless.

Faultless. Great credit provider Reviewed on: 7th April 2026

Great experience and makes life so easy and manageable.

Great experience and makes life so easy and manageable. Thank you. Reviewed on: 7th April 2026

I have not had to use customer service yet, so I can...

I have not had to use customer service yet, so I can’t comment on that but overall, I am very satisfied with PayPal. Reviewed on: 7th April 2026

Very easy to use

It’s just very easy to use the credit if you already have a PayPal account. It’s there as an option when you select to pay by PayPal and it’s 0% so if you want to pay later or spread the cost you have the option whenever you use PayPal. Paying it off is also very easy if you’ve already linked a payment card or bank to PayPal. Reviewed on: 7th April 2026

I am very happy to use less hassle finance option as...

I am very happy to use less hassle finance option as PayPal, so easy to use and so clear terms and conditions of each products/service they offering. Reviewed on: 7th April 2026

Quick and easy to use.

Quick and easy to use. A good useful credit Reviewed on: 7th April 2026

I didn’t know about this early.

I didn’t know about this early. It’s the most reliable and stress free with no interest credit card everyone must have. Easy to use and very fast at checkout too. Reviewed on: 7th April 2026

Fantastic experience, good communication

Fantastic experience, good communication Reviewed on: 7th April 2026

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