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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147872 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147872)

Have been with you for years great service

Have been with you for years great service Reviewed on: 19th June 2026

Always great costumer service, brilliant app and eas...

Always great costumer service, brilliant app and easy to use. Reviewed on: 19th June 2026

Always great an instant transactions, never had an i...

Always great an instant transactions, never had an issue Reviewed on: 19th June 2026

great customer service!

great customer service thank you so much Reviewed on: 19th June 2026

Simple to use, flexible, safe, good reputation

Simple to use, flexible, safe, good reputation Reviewed on: 19th June 2026

Amazing System

Good value for money, a welcome financial buffer and wasy system to use Reviewed on: 19th June 2026

Have had paypal for many years and they have always...

Have had paypal for many years and they have always been reliable, fast and easy to use without issue. Reviewed on: 19th June 2026

I love the flexibility provided with the PayPal Cred...

I love the flexibility provided with the PayPal Credit facility to pay within 4 months for any purchase over £100. Reviewed on: 19th June 2026

Poor Notifications around Payment Due date

Generally a really good product but they could do a lot better with sending out the monthly payment due reminders regularly and ahead of the payment date. Also, if a payment has not been made, an immediate notification and option to pay should be provided, instead they just charge a penalty and notify you days later. Reviewed on: 19th June 2026

No stress & easy to use.

No stress & easy to use. Was very happy with the way the whole experience went, will definitely be using in the future. Reviewed on: 19th June 2026

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