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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

My Best Pal

There when I need it, I can rely on it, Reviewed on: 19th June 2026

I have been using PayPal for many years, and I can h...

I have been using PayPal for many years, and I can honestly say it is one of the most reliable and secure payment services available. The platform is incredibly easy to use, whether I’m sending money, shopping online, or managing transactions for everyday purchases. What I appreciate most is the high level of security and buyer protection, which gives me complete peace of mind when making purchases. Transactions are processed quickly, the mobile app is excellent, and customer support has always been helpful whenever I’ve needed assistance. PayPal has become an essential part of my daily life, making online payments fast, convenient, and safe. I highly recommend PayPal to anyone looking for a trusted payment platform. Thank you for consistently providing such an outstanding service! Reviewed on: 19th June 2026

Paypal Credit is great for purchases over £100

This is a good service. I use it for purchases over £100, as it gives me a promotional interest rate of 0% for 4 months, but I never delay to pay it back, so unlike other credit cards, I never pay interest. Reviewed on: 19th June 2026

not much to say ,never had a problem.

not much to say ,never had a problem. Reviewed on: 19th June 2026

Easy payment access, and reliable

Easy payment access, and reliable Reviewed on: 19th June 2026

In the past, I have always been worried when using P...

In the past, I have always been worried when using PayPal, as it wasn’t a money provider many people used. Now, as I have been using it for the last 5 years, I can tell you it is completely worth it. Having PayPal has helped me a lot with purchases from overseas, credit when and if I needed it, and there’s always a good perk Reviewed on: 19th June 2026

Paypal is easy to use and i think it works fantastic!

Paypal is easy to use and i think it works fantastic! Reviewed on: 19th June 2026

PayPal Credit Card

The credit card is very convenient to use. And the 0% interest for 4 months for purchases over £100 is very useful. Getting requests and queries answered is a little difficult, though. Reviewed on: 19th June 2026

I try to use paypal as much as possible

I try to use paypal as much as possible it is easy and safe also can pay in 3 or credit or in full so simple Reviewed on: 19th June 2026

Spread the cost

Handy when looking at large cost purchases Reviewed on: 19th June 2026

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