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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147842)

Straight forward simple experience

4
Straight forward simple experience Reviewed on: 19th June 2026

Little Helper

5
I found it easy to apply for credit, monthly payments are much better than 14 days for me, easy to access online, I did not have to pay any interest as i paid back on time. Reviewed on: 19th June 2026

I have used PayPal for years and always found them t...

5
I have used PayPal for years and always found them to be convenient to use Reviewed on: 19th June 2026

Very easy to work with,great customer support,

5
Very easy to work with,great customer support, Reviewed on: 19th June 2026

I’ve been using PayPal for several years and have al...

5
I’ve been using PayPal for several years and have always found it to be a secure, convenient, and reliable way to send and receive payments. The platform is easy to use, transactions are processed quickly, and the buyer protection features provide extra peace of mind when shopping online. PayPal has made managing online payments simple and efficient. I highly recommend it to anyone looking for a trusted digital payment service. Reviewed on: 19th June 2026

the issues is not real time payments so you get lost...

3
the issues is not real time payments so you get lost when tracking your spending because its not clear Reviewed on: 19th June 2026

PayPal happy customer

5
PayPal is my go too service it’s very reliable and if you have any problems with payments they are great. We have used this service for years and we have never had any problems. Reviewed on: 19th June 2026

Very satisfied.

5
Very satisfied. Always very happy about customer service. Reviewed on: 19th June 2026

very good service blah blah blah

5
very good service blah blah blah Reviewed on: 19th June 2026

Easy to use

5
Easy to usr, lots of places accept PayPal Reviewed on: 19th June 2026

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