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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50745 reviews)

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4.91

Based on 50,745 reviews, last reviewed 26th Jun 2025

1837500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I'm able to buy what !I want now and p... It's good that I'm able to buy what I want now and pay later I.e by spreading the cost over some months or pay in 3 with no interest Reviewed on: 26th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50745)

Helping hand

Always avaliable when in need of some extra cash no hassle good payment schemes Reviewed on: 27th May 2025

Perfect Paypal

I love using PayPal. I feel safe and secure using it for my online purchases. The pay in installments option is really handy for the big purchases. The buy now and pay in a few months is also really handy, especially when buying clothes, shoes and other items you might return. The app is really easy to use and the statements are easy to understand. You always have peace of mind purchasing through PayPal and it's recognized by so many retailers. Reviewed on: 27th May 2025

Paypal credit is the way forward....

Paypal is so easy to use and i love the fact you have choices on how you would like to pay for purchases. The credit is so easy to use and then choose how much you would like to pay off. This works well for me as some months i pay larger amounts off. It also helps when you need to buy something but do not have the cash upfront.. its safe, quick and easy to use. Reviewed on: 27th May 2025

Good, always there when you need, easy to use app.

Good, always there when you need, easy to use app. Reviewed on: 27th May 2025

Pay Pal is THE partner for online shopping

Pay Pal is THE partner for online shopping Reviewed on: 27th May 2025

I trust Paypal as a secure type of online payments.

I trust Paypal as a secure type of online payments. They never let me down when I need them to step down. I always recommend PayPal to people. Reviewed on: 27th May 2025

Reliable

Very reliable easy to use and very clear analysis on spending. Credit if required is clearly visible and easy to understand. Informed when a payment if due and for how much and when it will be actioned. Reviewed on: 27th May 2025

0% interest for 4 months *

Great for 0% interest on online purchases if you pay within the promotional period (usually 4 months). *But watch out for high-interest rates if you're not prompt with payments. Reviewed on: 27th May 2025

Consistently great service

Whenever merchants offer PayPal as a payment mechanism, I feel like completing my transaction because PayPal is like a warm blanket conveying comfort and security. On the rare occasion I have to speak to an agent they are readily available and easiky resolve any query. Reviewed on: 27th May 2025

Been using eBay for over 10 years , not had a single...

Been using eBay for over 10 years , not had a single problem that wasn't dealt with swiftly , customer services are the best around , very highly recommended service , PayPal pay in three is great as is PayPal credit .really is something for everybody Reviewed on: 27th May 2025

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