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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58298 reviews)

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4.91

Based on 58,298 reviews, last reviewed 10th Apr 2026

691000% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience no issues and hassle free Great experience no issues and hassle free Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58298)

So useful & easy to use allows purchases to be made...

So useful & easy to use allows purchases to be made easily Reviewed on: 7th April 2026

Very easy, great service and secure

Very easy, great service and secure Reviewed on: 7th April 2026

Never faced any issues and is always very easy to na...

Never faced any issues and is always very easy to navigate. The addition of a physical card and card on Apple Pay are also great additions Reviewed on: 7th April 2026

Always good.

Always good.i am always buying from PayPal coz it's money back greentree. Reviewed on: 7th April 2026

Have been with PayPal 20 plus years and have always...

Have been with PayPal 20 plus years and have always provided a top class service. Reviewed on: 7th April 2026

Safe and easy to use.

Safe. Small word, but it means confidence, and security.Online retail is fraught with anxiety about scams, identity theft and fraud. PayPal means not having to complete personal financial details every time I make a purchase. PayPal credit means not deferring those purchases, until I’ve saved enough money to buy them outright. Zero percent interest helps even more, especially as it’s so readily accessible. I have recommended PayPal to most of my relatives as an effective way to buy online because it is Safe Reviewed on: 7th April 2026

Paypal gives me different payment options

Paypal gives me different payment options Reviewed on: 7th April 2026

Easy money app

PayPal is really convenient for sending money to.friends for events and PayPal credit is a great option for spreading the cost with 0 interest opejtoms.om some purchases. Checkout when shopping online is streamlined where PayPal checkout is available Reviewed on: 7th April 2026

PayPal is very good app and it is excellent for Money.

PayPal is very good app and it is excellent for Money. It has very good customer service services and value for money and I highly recommend it for all purchases. Reviewed on: 7th April 2026

Happy with the various facilities offered, to help w...

Happy with the various facilities offered, to help with my monthly outgoings. Also not pleased get ting a strike on my credit report after missing just one payment by a couple of days. Very harsh and will take a long time to recover from. Reviewed on: 7th April 2026

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