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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Its so easy, very simple and straight forward.

5
Its so easy, very simple and straight forward. Reviewed on: 27th May 2025

Easy to use and gives you peace of mind when purchas...

5
Easy to use and gives you peace of mind when purchasing Reviewed on: 27th May 2025

Easy to use and safe, used in many outlets making it...

5
Easy to use and safe, used in many outlets making it one of my favourite ways to pay Reviewed on: 27th May 2025

5 star service

5
Always easy and quick to use. I would highly recommend. Reviewed on: 27th May 2025

Very useful and very easy to use

5
Very useful and very easy to use Reviewed on: 27th May 2025

Got a great deal on opening a credit account.

5
Got a great deal on opening a credit account. Was really easy to set up and to manage - would recommend it. It's handy to have everything in one place especially if you already use paypal for a lot of transactions. Reviewed on: 27th May 2025

A1 ---------------------------------

5
very handy and ease to use -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Reviewed on: 27th May 2025

Interest is high.

5
Interest is high. I pay alot in interest. If it could be lower id be happy Reviewed on: 27th May 2025

Straightforward

5
Straightforward and easy to use. I use PayPal for everything. I appreciate the different payment options on offer, including credit and klarna Reviewed on: 27th May 2025

Excellent very smooth and easy experience

5
Excellent very smooth and easy experience Reviewed on: 27th May 2025

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