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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

Very easy to use and safe.

Very easy to use and safe. All purchase are guaranteed. Reviewed on: 19th June 2026

PayPal is safe and easy

PayPal is safe and whenever I have had bother they have reduced my issues Reviewed on: 19th June 2026

PayPal is a convenient, trusted, and feature-rich op...

PayPal is a convenient, trusted, and feature-rich option for consumers and small sellers, with excellent reach and simple setup. Its main trade-offs are higher fees, occasional account holds, and mixed support experiences. If you value ease and brand recognition over rock-bottom costs and deep customization, it’s a strong choice. Reviewed on: 19th June 2026

Excellent

Just amazing great app so easy to use Reviewed on: 19th June 2026

It’s so convenient and easy to use

It’s so convenient and easy to use, you can add stuff to it and you can pay off a bit more now and again to save some interest. Reviewed on: 19th June 2026

PayPal is a great tool

PayPal is always been very easy to use and transactions are quick. Also it is safe to use which it is a bonus Reviewed on: 19th June 2026

Paypal credit always help.

Paypal credit always help especialy for amount over £100 to be paid over 4 Months. I am using it for annual travel to buy the flights' tickets long time before its due time to get good price. It is wonderful. Reviewed on: 19th June 2026

Excellent service.

Excellent service. Never been disappointed before using PayPal Reviewed on: 19th June 2026

Really easy to pay the little bit pricey things in...

Really easy to pay the little bit pricey things in life Reviewed on: 19th June 2026

great for a variaty of sites

paypal credit is easy to use and accessible on many websites. the rates are average so wouldn't put long purchases on it, but if you're just looking for an easy transaction for many websites, especially foreign to you sites, i would recommend. Reviewed on: 19th June 2026

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