Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Never had a problem with PayPal, I have used them fo...

Never had a problem with PayPal, I have used them for many yesrs, used their credit offers and PayPal is infact my preferred method of payment when shopping online. Reviewed on: 27th May 2025

great all round service,

great all round service, would ratherpay through paypal than the bank as you know any issues they will try to sort it Reviewed on: 27th May 2025

happy PayPal..

I have been happy with the help i have received Reviewed on: 27th May 2025

Always there when you need them

Very responsive in need of any changes. Always helpful, should there be any issues. Reliable service Reviewed on: 27th May 2025

I always been very happy with the service

I always been very happy with the service Reviewed on: 27th May 2025

Reliable When You Need Breathing Room

PayPal Credit has been a real help for me. I use it quite regularly to manage purchases when I need a bit of flexibility, and the 0% interest offers make it easier to stay on top of things without stress. It’s super quick to use at checkout, and everything’s clear and easy to manage in the app. Definitely a useful tool for spreading costs when needed. Reviewed on: 27th May 2025

Perfect everything people is so nice,delivery excell...

Perfect everything people is so nice,delivery excellent Reviewed on: 27th May 2025

Easy access to purchase anything for me without stru...

Easy access to purchase anything for me without struggling with money Reviewed on: 27th May 2025

Convenient

Very convenient for moving money to friends and family Reviewed on: 27th May 2025

Pay pal is a great

Pay pal is a great payment system that allows ease of use. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.49 from 69 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22348 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub