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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,274 reviews, last reviewed 10th Apr 2026
688700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service. Excellent customer service. The app’s dispute feature made reporting easy, and their follow-up was super transparent. I trust them with my transactio... Read more Reviewed on: 10th April 2026
Damilola D's avatar
Damilola D

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58275)

Excellent Customer Service and products

5
I have been with PayPal I think for over 17years and they are the only financial providers where I feel secure regarding purchases, disputes etc. I’ve never in history had a problem with PayPal. Their customer service advisors are always polite, considerate, informative, understanding and pleasure to speak to. The services they provide is excellent and convenient and highly reassuring. You never have to worry about anything when using PayPal. I’m a happy customer and will continue to use their services and continue to tell others about the great services they provide. Reviewed on: 7th April 2026
Chrissy's avatar
Chrissy

Happy Holidays

5
Paid for our holiday after we returned having more time to save up and no interest ! Reviewed on: 7th April 2026
Stephen C's avatar
Stephen C

Great service, use it alot, why pay cash in your hig...

5
Great service, use it alot, why pay cash in your high inflation environment Reviewed on: 7th April 2026
Simon Miezanskas's avatar
Simon Miezanskas

Fantastic great security

5
Fantastic great security and service Reviewed on: 7th April 2026
JAMES B's avatar
JAMES B

Easy to get what your after online

5
Easy to get what your after online Reviewed on: 7th April 2026
ac's avatar
ac

Poor customer experience

4
Had poor experience when an amount was paid direct from bank account rather than credit. Called to get it moved and person was no help at all. Reviewed on: 7th April 2026
Stuart K's avatar
Stuart K

Simple to use reasonable rates compared to other cards.

5
Simple to use reasonable rates compared to other cards. Saves you from giving out details that you need to keep confidential. Reviewed on: 7th April 2026
Patrick k's avatar
Patrick k

A very good product.

4
A very good product. It was a good experience as it enabled to make regular overpayments for various products Reviewed on: 7th April 2026
ken's avatar
ken

Comes Handy especially on buying air line tickets

4
PayPal has been handy for me, especially buying a ticket when i needed to travel with no out right money. paying in instalments also meant I could have enough money left to use on family. Reviewed on: 7th April 2026
Tryfina S's avatar
Tryfina S

Best company ever they never let me down

5
Best company ever they never let me down Reviewed on: 7th April 2026
Ross B's avatar
Ross B

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