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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Easy to use.

5
Easy to use. Clear documentation and policy. Reviewed on: 27th May 2025

Always lived up to expectations.

5
Always lived up to expectations. Every transaction is simple to perform from both a seller and purchaser. Reviewed on: 27th May 2025

Reviews great

5
Its efficient service. queries logged and responded to quickly Reviewed on: 27th May 2025

Fuss free lending

5
It is easy to find your way around the siteand you get 4 months interest free which makes buying larger items easier. You also get reminders so you don't miss a payment. Reviewed on: 27th May 2025

Great way to do transactions

5
Great way to do transactions , really flexible options, and good customer service Reviewed on: 27th May 2025

Affordable credit

5
I was able to use PayPal credit to.pay off my holiday. Reviewed on: 27th May 2025

Easy, fast and secure

5
I use PayPal wherever I can as I feel it makes any transaction safer. It’s easy to use and always has great offers. Reviewed on: 27th May 2025

Been with PayPal many years now and will continu...

5
Been with PayPal many years now and will continue to use them Reviewed on: 27th May 2025

Perfect in every way.

5
Perfect in every way. For daily use. Excellent Reviewed on: 27th May 2025

Really easy to use and recognised around the world,...

5
Really easy to use and recognised around the world, so you have peace of mind. Reviewed on: 27th May 2025

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