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PayPal: PayPal Credit reviews

4.91
Based on 58,253 reviews, last reviewed 10th Apr 2026
686700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The 0% for 4 months is the best. The 0% for 4 months is the best. I've been using paypal for bigger buys or family gifts, now that they got the proper physical credit card makes it ev... Read more Reviewed on: 10th April 2026
ST's avatar
ST

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58253)

Best credit card ever

5
Best credit card ever i had easy to use and make payments Reviewed on: 7th April 2026

I have used PayPal for years, it makes my finances m...

5
I have used PayPal for years, it makes my finances much more easier to control, even better than my local bank. Reviewed on: 7th April 2026

Instalments or credit PayPal is there for you.

5
Ever since Ive started using PayPal it has not given me any reason to complain. Every transaction is dealt with perfectly. You can pay instalments or usecthe credit that is there for you. Reviewed on: 7th April 2026

Excellent service with diffExcellenterent options.

5
Excellent service with different options. Reviewed on: 7th April 2026

Why I love PayPal

5
I’ve been using PayPal for a few years now and I think it is absolutely brilliant, the value for money and no interest for the forest few months is life changing and compared to other company’s really blows it out of the water to be honest! The pay in three system is incredible as there is no interest and really helps break down payments! I recommended PayPal to all my friends and family I think it is a great idea and the customer service is always so helpful and informative! Thank you for having me all these years! Reviewed on: 7th April 2026

PayPal credit always have good deals

5
PayPal credit always have good deals Reviewed on: 7th April 2026

Always there to help and plenty of reminders and upd...

5
Always there to help and plenty of reminders and updates Reviewed on: 7th April 2026

Easy to use, well supported by many websites

5
Easy to use, well supported by many websites Reviewed on: 7th April 2026

Given the best opportunity to customer to manage the...

5
Given the best opportunity to customer to manage their payments in good enough time. Reviewed on: 7th April 2026

PayPal is always easy to use and fast payments

5
PayPal is always easy to use and fast payments Reviewed on: 7th April 2026

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