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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
95% decrease in 5 star reviews
in the past 90 days
89% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Fast and easy to use.

5
Fast and easy to use. Great options to split payments Reviewed on: 27th May 2025

Very good.

5
Foarte buna experienta..este metoda mea oreferata de plata Reviewed on: 27th May 2025

Great Customer Service

4
I had to contact them when there was some sort of sales scam involving transferring money via Paypal and they helped me immediately and prevented the scam. Reviewed on: 27th May 2025

Shopping with my paypal

5
I bought a printer two years ago and used my PayPal account for the payment. It was a great experience. Reviewed on: 27th May 2025

Secure and transparent.

5
I don’t need many characters to say I have never had an issue and I fully trust PayPal. It’s easy, even for me and I’m not a clever lad. Reviewed on: 27th May 2025

Paypal my preferred banking choice.

5
I have been using Paypal for many years and the service has always been excellent. when I have had a problem the. well donee staff have always resolved the topic / issue in a very professional manner. well done Paypal Reviewed on: 27th May 2025

Good service and customer support

5
Good service and customer support Reviewed on: 27th May 2025

Excellent in every way.

5
Paypal of the past, I always felt they lacked in many areas, especially customer service and services offered, it was run very poorly. Present day Paypal, is in my view, absolutley spot on in everyway, top customer service, excellent financial interest free options to help with those bigger, some times out of reach purchases. Reviewed on: 27th May 2025

Easy to use, very easy to apply for, no issues

5
Easy to use, very easy to apply for, no issues Reviewed on: 27th May 2025

Never had any issues.

5
Never had any issues. Service and app is friendly, intuitive and easy to use Reviewed on: 27th May 2025

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