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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147634)

Easy to navigate PayPal app and access what is requ...

5
Easy to navigate PayPal app and access what is required. Easy to make payments Reviewed on: 19th June 2026

It’s fast and any problem I’ve had I’ve been able to...

5
It’s fast and any problem I’ve had I’ve been able to sort and resolve quickly Reviewed on: 19th June 2026

PayPal is amazing.

5
PayPal is amazing. I never have any problems. Stress free! Reviewed on: 19th June 2026

Quick, easy, and gave me real flexibility

5
I was buying a Samsung product and saw PayPal Credit as one of the payment options. I'd never used it before, but decided to give it a try, and was approved within minutes. Making payments was simple, and I was happy to find out I could even use the leftover balance for other things and just pay a small amount each month. It made everything so much easier and took a lot of pressure off. Reviewed on: 19th June 2026

Paypal is agreat reliable service to use

5
Paypal is agreat reliable service to use Reviewed on: 19th June 2026

Highly Recommended!

5
Never had a problem, always get through to a real person if I need to phone which is rare these days! Reviewed on: 19th June 2026

So simple to use, quick and easy

5
So simple to use, quick and easy Reviewed on: 19th June 2026

Fantastic response time and easily accessible.

5
Fantastic response time and easily accessible. Reviewed on: 19th June 2026

PayPal, my go to App for all my transactions

5
Excellent hassle free app for sending and receiving money, wouldn’t use anything else Reviewed on: 19th June 2026

Its super helpful to use when on need.

5
Its super helpful to use when on need. Reviewed on: 19th June 2026

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