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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147588)

Interest rates are high & they don’t allow you to se...

3
Interest rates are high & they don’t allow you to set a direct debit date. Reviewed on: 19th June 2026

Paypal offers different payment options and is great...

5
Paypal offers different payment options and is great for paying for a holiday with Paypal credit and pay in installments .Or pay in three and spread the total over 3 months . There is also a virtual credit card oprion too Reviewed on: 19th June 2026

Easy and secured, i can buy with confidence that my...

5
Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026

All good at the moment very happy with the app the s...

5
All good at the moment very happy with the app the service provided clad of joint PayPal Reviewed on: 19th June 2026

Protect yourself with a PayPal Card.

5
I think PayPal should have done this a long time ago. If you prefer to pay with PayPal (as I do) then it you are double protected if you pay by having their payment card. Reviewed on: 19th June 2026

It’s great !

5
It’s great ! I love PayPal credit never had any issues with it Reviewed on: 19th June 2026

Fast and reliable.

5
Fast and reliable. No too much hassle when using the app Reviewed on: 19th June 2026

PayPal always reliable

5
Love pay in 3 and credit allows to purchase without interest Reviewed on: 19th June 2026

Always been great , I m happy with the service I get...

5
Always been great , I m happy with the service I get , would recommend Paypal to my family and friends Reviewed on: 19th June 2026

So easy to use and accesible without any fuss

5
So easy to use and accesible without any fuss Reviewed on: 19th June 2026

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