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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I like the control on how much to pay and when to pay.

I like the control on how much to pay and when to pay. Reviewed on: 27th May 2025

PayPal protects the customer in purchases

PayPal protects the customer in purchases where the merchant wanted to violate my rights. Reviewed on: 27th May 2025

PayPal is a great service positive experience.

I think PayPal is a smart way of transporting and paying people and businesses efficiently, smoothly and effectively. The service is quick, straightforward and does what it was designed for. Well done keep up the good work. Reviewed on: 27th May 2025

PayPal has been my go-to for online payment.

PayPal has been my go-to for online payments and money transfers. It’s fast, secure, and easy to use. I love the Buyer Protection and the convenience of sending or receiving money with just a few clicks. The app works great too. Highly recommend it for both personal and business use! Reviewed on: 27th May 2025

PayPal always helps me out when I need it, for onlin...

PayPal always helps me out when I need it, for online purchases I don’t think about any other provider. They make things quick and easy whilst maintaining professionalism Reviewed on: 27th May 2025

Low interest on paying back through credit, which ma...

Low interest on paying back through credit, which makes for easy planning when deciding if something is worth a purchase. Reviewed on: 27th May 2025

Secure payments

A very secure method of paying. PayPal is my go to for making purchases via debit payments and credit. Reviewed on: 27th May 2025

Great service

Never had any issues with PayPal, been using them for years , they provide a great service Reviewed on: 27th May 2025

PayPal Credit: A Flexible & Convenient Financing Option

If you're looking for a reliable, easy-to-use financing option for online purchases, PayPal Credit is a standout choice. I've been using it for over a year now, and the experience has been overwhelmingly positive. Seamless Integration One of the best things about PayPal Credit is how effortlessly it integrates with your existing PayPal account. There's no need for additional cards or accounts—once you're approved, it becomes an instant part of your digital wallet. It’s accepted at millions of online stores that already take PayPal, making it incredibly convenient. Promotional Financing Offers What really makes PayPal Credit shine is its promotional financing. For purchases over a certain amount (typically $99), you can get 6 months of no interest, as long as you pay in full within the promotional period. It’s a great way to manage cash flow or make larger purchases without paying extra in interest. Easy to Use and Manage The user interface is clean and intuitive. Managing your PayPal Credit account—making payments, checking balances, and viewing transactions—can all be done from the same dashboard where you manage your regular PayPal transactions. It’s all streamlined in one place, which saves time and avoids hassle. Reliable Customer Support On the rare occasions I needed help, PayPal’s customer service was responsive and helpful. Their representatives were knowledgeable and resolved issues quickly. Trustworthy and Secure As with the rest of PayPal’s services, security is a top priority. Transactions feel safe, and I appreciate the fraud protection measures in place. Final Verdict: PayPal Credit is a fantastic option for anyone who frequently shops online and wants a flexible way to manage payments. With promotional financing, seamless integration, and the trusted PayPal name behind it, it offers peace of mind and purchasing power without the red tape of traditional credit cards. Highly recommended! Reviewed on: 27th May 2025

easy to navigate.

PayPal credit is easy to navigate on the app. The only thing I’m having issues with is changing my home address. Reviewed on: 27th May 2025

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