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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181103)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal equals versitility

5
I have paid for things, been paid for things. Bought large items and spread the cost. Ive used my paypal credit and have enjoyed a generous interest free period. Paypal just works!! Reviewed on: 14th July 2026

Great company

5
My experience with PayPal has been very good. I have never had any problem with PayPal I have been using PayPal for many years now and I am very happy them nothing negative to say all good.. Reviewed on: 14th July 2026

The Best

5
the safest application, any problem you have will be solved 100%, your money is insured Reviewed on: 14th July 2026

Customer service are friendly.

5
Customer service are friendly. They attended to my issues and ensured a solution was provided. Reviewed on: 14th July 2026

I transfer money to my daughter in Texas through zoo...

5
I transfer money to my daughter in Texas through zoom and found it very helpful Reviewed on: 14th July 2026

I have always had excellent customer service from Pa...

5
I have always had excellent customer service from PayPal professional and reliable service systems are very easy to navigate Reviewed on: 14th July 2026

Super easy & convenient

5
Really easy to use, the app keeps you up to date & is easy to manage your spending/ repayments Reviewed on: 14th July 2026

A known company and very helpful. Thanks

5
I have been with PayPal from a very long time. It has been very helpful to me. Thanks Reviewed on: 14th July 2026

Paypal credit spreads the cost protects against loss !

5
I use the convenience of Pay Pal credit to spread the cost of larger items and feel that paying with PayPal gives me extra protection if there are problems with a purchase …. Reviewed on: 14th July 2026

Very easy and direct to use.

5
Very easy and direct to use. No hidden fees at all Reviewed on: 14th July 2026

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