Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181088)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great customer service.

5
Great customer service. Rewards credit for good customers improving their credit rating. Everyone wins Reviewed on: 14th July 2026

Keeps me safe online

5
I feel much safer online shopping using PayPal Reviewed on: 14th July 2026

Have used PayPal for years, their credit system is e...

5
Have used PayPal for years, their credit system is easy to use and understand and can be used nearly everywhere Reviewed on: 14th July 2026

Peace of mind in a world of scammers

5
If I have any niggling doubts when paying for something, I always use PayPal as I know they will always have my back as a consumer. Having once been scammed on a product PayPal refunded me without any histrionics. Great service Reviewed on: 14th July 2026

Positive PayPal.

5
I have always had a positive experience with PayPal. Reviewed on: 14th July 2026

Very good service always there for their customers.

5
Very good service always there for their customers. Reviewed on: 14th July 2026

Very good service

5
Very satisfied with paypal,easy to use,good for paying for goods online,will definitely recommend Reviewed on: 14th July 2026

All good thanks .

5
All good thanks . Very safe what more don’t what more you like Reviewed on: 14th July 2026

Really easy to navigate and quick turn arounds

5
Really easy to navigate and quick turn arounds Reviewed on: 14th July 2026

First rate service with easy to use application

5
First rate service with easy to use application Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101253 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products