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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181088)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexible, simple, understandable

4
Very simple and easy to use-understand - also flexible approach for use Reviewed on: 14th July 2026

Game changer

5
PayPal is brilliant it has helped support me and my family in so many amazing experiences, giving me the opportunity to split payments on things I ordinarily couldn’t afford. Reviewed on: 14th July 2026

Very easy app experience, making payment is very eas...

5
Very easy app experience, making payment is very easy and get constant update on spending Reviewed on: 14th July 2026

Helps alot 100% satisfied with paypal transaction

5
Helps alot 100% satisfied with paypal transaction Reviewed on: 14th July 2026

Always used and if a problem got my money back

5
Always used and if a problem got my money back Reviewed on: 14th July 2026

Nice and easy to use to my daily bank

5
Nice and easy to use to my daily bank Reviewed on: 14th July 2026

it is convenient, available and alway there for when...

5
it is convenient, available and alway there for when you require it. Reviewed on: 14th July 2026

User interface friendly and easy to use

5
User interface friendly and easy to use Reviewed on: 14th July 2026

Always have a great experience

5
Always have a great experience and contact is good. The team are always available to help. Reviewed on: 14th July 2026

Great service

5
Great service good apr. Also great interest free period Reviewed on: 14th July 2026

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